Mortgages for your buy to let clients
Aldermore reduced rates across their buy to let mortgage range, to help support more of your buy to let clients. We also introduced new buy to let rates for properties with an EPC rating of A, B or C and you’ll find details of all our new rates below.
So, whether your client is a first-time landlord or looking to expand their property portfolio,
let’s see how we could help.
How we support buy to let landlords…
- We lend on most types of properties from standard flats / houses to HMO and multi units under one title
- There’s no background portfolio limits
- We’ll consider lending to first time landlords with a minimum income of £25K
- We’ll consider an existing landlord with a minimum of 6 months’ letting history
- We allow top slicing on a wide range of income types
- We build rental growth into our buy to let calculator, which supports the security and background portfolio
- We’ll accept up to 30 properties on a single application – that means one LTV, one set of documents, one account, one Direct Debit
- We’ll consider SPV and trading company buy to let
Reduced rates across our buy to let mortgage range – 23 February 2023
Buy to let for individual landlords with single residential investment properties
► 2 year discounted with £1,999 fee, 4.98% to 75% LTV (AMR less 3.50%)*
► 2 year fixed with 1.50% fee, 5.54% to 75% LTV
► 5 year fixed with 1.50% fee, 5.54% to 75% LTV
NEW 5 year fixed with 1.50% fee for properties with EPC rating of A, B or C, 5.44% to 75% LTV
Buy to let for company landlords with single residential investment properties
► 2 year discounted with £1,999 fee, 4.98% to 75% LTV (AMR less 3.50%)*
► 2 year fixed with 1.50% fee, 5.54% to 75% LTV
► 5 year fixed with 1.50% fee, 5.54% to 75% LTV
NEW 5 year fixed with 1.50% fee for properties with EPC rating of A, B or C, 5.44% to 75% LTV
► 5 year fixed with zero fee, 5.84% to 75% LTV
Buy to let for HMO and multi unit freeholds
► 2 year discounted with £1,999 fee, 5.48% to 75% LTV (AMR less 3.00%)*
► 2 year fixed with 1.50% fee, 6.04% to 75% LTV
► 5 year fixed with 1.50% fee, 6.04% to 75% LTV
NEW 5 year fixed with 1.50% fee for properties with EPC rating of A, B or C, 5.94% to 75% LTV
► 5 year fixed with zero fee, 6.34% to 75% LTV
Buy to let for multi property individuals and company landlords with single residential investment properties
► 2 year discounted with £1,999 fee, 4.88% to 75% LTV (AMR less 3.60%)*
► 2 year fixed with 1.50% fee, 5.44% to 75% LTV
► 5 year fixed with 1.50% fee, 5.44% to 75% LTV
►5 year fixed with zero fee, 5.74% to 75% LTV
Buy to let for multi property individuals and company landlords with HMO and multi unit freeholds
► 2 year fixed with 1.50% fee, 5.94% to 75% LTV
► 5 year fixed with 1.50% fee, 5.94% to 75% LTV
► 5 year fixed with zero fee, 6.24% to 75% LTV
Switch to Fix
Our discounted variable mortgage interest rate is the
Aldermore Managed Rate (AMR)^ reduced by a set percentage for 2 years.
2 year discount product allows a post completion switch to a fixed rate available from our existing customer range without incurring an early repayment charge.
A procuration fee will not be paid for the subsequent early switch onto a fixed rate product, unless the request is made within the standard switch window, i.e. 17 weeks prior to maturity.
^The AMR is a variable rate set by Aldermore