Owner Occupier Semi-exclusives
* For loans above £500,000, the Product Fee is 0.3% of the advance, payable when the mortgage starts.
- Minimum loan amount is £45,000.
- For new and existing customers.
- 10% overpayments per year allowed without Early Repayment Charges.
- The Application Fee is £175.
- The Valuation Fee is £0 for properties up to £500,000; above £500,000 a discount of £330 from the standard Valuation Fee scale applies.
- We offer £500 cashback towards your legal costs for remortgage applications.
Buy to Let semi exclusives
For loans above £500,000, 0.4% of the loan amount, payable when the mortgage starts.
- Minimum loan amount is £45,000.
- For new and existing customers.
- Application Fee – £175 + Valuation Fee for purchase and remortgage
- For remortgage applications, the Valuation Fee is £0 for properties up to £500,000; above
£500,000 a discount of £330 from the standard Valuation Fee scale applies.
- For purchase applications, the standard Valuation Fee scale applies.
- Valuation Fees for Multi-Unit Freehold Blocks – A separate valuation fee scale applies for this
property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will
apply. For remortgage applications, a discount of £330 from the Multi-Unit Freehold Block
valuation fee scale applies.
- £0 Product, Application and Legal Fees for product switch applications.
- £125 Application Fee for further advance applications. £100 minimum Legal Fees.
- Minimum loan amount £2,000 for further advances.
Expat Buy to Let semi exclusives
The Product Fee is 1% of the loan amount, subject to a minimum of £1,000.
- Minimum loan amount is £45,000.
- For new and existing customers.
- £500 cashback towards your legal costs for remortgage applications.
- Application Fee – £175 + Valuation Fee for purchase and remortgage
- For remortgage applications, the Valuation Fee is £0 for properties up to £500,000; above
£500,000 a discount of £330 from the standard Valuation Fee scale applies.
- For purchase applications, the full standard Valuation Fee scale applies.
- Valuation Fees for Multi-Unit Freehold Blocks – A separate valuation fee scale applies for this
property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will
apply. For remortgage applications, a discount of £330 from the Multi-Unit Freehold Block
valuation fee scale applies.
- £0 Product, Application and Legal Fees for product switch applications.
- £125 Application Fee for further advance applications. £100 minimum Legal Fees.
- Minimum loan amount £2,000 for further advances.
For a personalised illustration, call our Mortgage Desk on 01372 744155