New residential owner occupied, buy to let and product switch mortgage rates – from Friday, 21 July 2023
We wanted to let you know first, as one of our Platinum Brokers, that we’re re-launching our buy to let, residential owner occupied and product switch mortgage rates.
We’re also introducing new buy to let 5 year fixed rates with a 3.00% fee up to 75% LTV.
Buy to let
Buy to let for individual landlords with single residential investment properties
► 2 year discounted with £1,999 fee, 6.23% to 75% LTV
► 2 year fixed with 1.50% fee, 7.09% to 75% LTV
► 5 year fixed with 1.50% fee, 7.09% to 75% LTV
► 5 year fixed with 1.50% fee for properties with EPC rating of A, B or C 6.99% to 75% LTV
► 5 year fixed zero fee, 7.39% to 75% LTV
► NEW 5 year fixed with 3.00% fee, 6.79% to 75% LTV
Buy to let for company landlords with single residential investment properties
► 2 year discounted with £1,999 fee, 6.23% to 75% LTV
► 2 year fixed with 1.50% fee, 7.09% to 75% LTV
► 5 year fixed with 1.50% fee, 7.09% to 75% LTV
► 5 year fixed with 1.50% fee for properties with EPC rating of A, B or C, 6.99% to 75% LTV
► 5 year fixed with zero fee, 7.39% to 75% LTV
► NEW 5 year fixed with 3.00% fee, 6.79% to 75% LTV
Buy to let for individuals, companies, HMO and multi unit freehold (up to 6 bedrooms / 6 units)
► 2 year discounted with £1,999 fee, 6.73% to 75% LTV
► 2 year fixed with 1.50% fee, 7.59% to 75% LTV
► 5 year fixed with 1.50% fee, 7.59% to 75% LTV
► 5 year fixed with 1.50% fee for properties with EPC rating of A, B or C, 7.49% to 75% LTV
► 5 year fixed with zero fee, 7.89% to 75% LTV
► NEW 5 year fixed with 3.00% fee, 7.29% to 75% LTV
Buy to let multi property product for Individual and company landlords with residential investment properties
► 2 year discounted with £1,999 fee, 6.13% to 75% LTV
► 2 year fixed with 1.50% fee, 6.99% to 75% LTV
► 5 year fixed with 1.50% fee, 6.99% to 75% LTV
► 5 year fixed with zero fee, 7.29% to 75% LTV
► NEW 5 year fixed with 3.00% fee, 6.69% to 75% LTV
Buy to let multi property for individuals, companies, HMO and multi unit freehold (up to 6 bedrooms / 6 units)
► NEW 2 year discounted with £1,999 fee, 6.73% to 75% LTV
► 2 year fixed with 1.50% fee, 7.49% to 75% LTV
► 5 year fixed with 1.50% fee, 7.49% to 75% LTV
► 5 year fixed with zero fee, 7.79% to 75% LTV
► NEW 5 year fixed with 3.00% fee, 7.19% to 75% LTV
Buy to let large loan HMOs and multi unit freeholds (7 – 12 bedrooms / 7 – 20 units)
► 2 year discounted with £1,999 fee, 6.73% to 75% LTV
► 2 year fixed with 1.50% fee, 7.69% to 75% LTV
► 5 year fixed with 1.50% fee, 7.69% to 75% LTV
► 5 year fixed with zero fee, 7.99% to 75% LTV
► NEW 5 year fixed with 3.00% fee, 7.39% to 75% LTV
Residential owner occupied Residential owner occupied standard level 1
► 2 year fixed with £999 fee, 7.34% to 75% LTV
► 5 year fixed with £999 fee, 7.14% to 75% LTV
► 2 year fixed with zero fee, 7.59% to 75% LTV
► 5 year fixed with zero fee, 7.24% to 75% LTV
► 2 year fixed with £999 fee, 7.84% to 80% LTV
► 5 year fixed with £999 fee, 7.49% to 80% LTV
► 2 year fixed with zero fee, 8.09% to 80% LTV
► 5 year fixed with zero fee, 7.59% to 80% LTV
Residential owner occupied high LTV
► 2 year fixed with £999 fee, 8.04% to 85% LTV
► 5 year fixed with £999 fee, 7.69% to 85% LTV
► 2 year fixed with zero fee, 8.29% to 85% LTV
► 5 year fixed with zero fee, 7.79% to 85% LTV
► 2 year fixed with £999 fee, 8.34% to 90% LTV
► 5 year fixed with £999 fee, 7.99% to 90% LTV
► 2 year fixed with zero fee, 8.59% to 90% LTV
► 5 year fixed with zero fee, 8.09% to 90% LTV
Residential owner occupied standard level 2
► 2 year fixed with £999 fee, 8.19% to 75% LTV
► 5 year fixed with £999 fee, 7.84% to 75% LTV
► 2 year fixed with zero fee, 8.44% to 75% LTV
► 5 year fixed with zero fee, 7.94% to 75% LTV
► 2 year fixed with £999 fee, 8.49% to 80% LTV
► 5 year fixed with £999 fee, 8.14% to 80% LTV
► 2 year fixed with zero fee, 8.74% to 80% LTV
► 5 year fixed with zero fee, 8.24% to 80% LTV
Product switch
All products are fee free:
Product switch residential owner occupied
► 2 year fixed 7.34% to 75% LTV
► 2 year fixed 7.84% to 80% LTV
► 5 year fixed 7.14% to 75% LTV
► 5 year fixed 7.49% to 80% LTV
Product switch residential owner occupied high LTV
► 2 year fixed 8.04% to 85% LTV
► 2 year fixed 8.34% to 95% LTV
► 2 year fixed 7.69% to 85% LTV
► 2 year fixed 7.99% to 95% LTV
Product switch residential owner occupied Help to Buy: equity loan
► 2 year fixed 7.99% to 75% LTV
► 5 year fixed 7.89% to 75% LTV
Product switch buy to let for Individual and company landlords with single residential investment properties
► 2 year discounted 6.23% to 85% LTV
► 2 year fixed 7.29% to 75% LTV
► 2 year fixed 7.54% to 85% LTV
► 5 year fixed 7.19% to 75% LTV
► 5 year fixed 7.44% to 85% LTV
Product switch Buy to let for HMO and multi unit freeholds (up to 6 rooms / 6 units)
► 2 year fixed 7.79% to 80% LTV
► 5 year fixed 7.69% to 80% LTV