Following our recent rate reductions, we’re speeding up the application journey for you and your customers. As the market-leading second charge mortgage lender, we’re always looking at ways to improve our service as part of our commitment to the seconds market.
To help us continue providing you and your customer with quick decisions, we’re pleased to announce that we can now issue mortgage offers with Consent to follow.
This change will reduce the time it takes for your customers to receive their mortgage offer. Plus, you’ll have greater certainty earlier in the process, which will reassure your customers they will be able to raise the funds they need to achieve their financial goals.
We’ll now issue the offer when Consent from the first mortgage lender is the only item outstanding subject to the following:
The first mortgage lender must be listed below:
- NATWEST
- BARCLAYS
- SANTANDER
- HSBC
- LLOYDS
- NATIONWIDE
- PEPPER MONEY
- HALIFAX
- KENSINGTON MORTGAGE COMPANY
- LEEDS BUILDING SOCIETY
- CLYDESDALE BANK
- COOPERATIVE BANK
- YORKSHIRE BUILDING SOCIETY
- If ‘max libs’ confirmation is required, we will still need it BEFORE offer.
- We will not release funds until the Consent and Deed have been provided.
If you have any questions or would like to discuss how Pepper could help your customers, please contact Matthew Batte (07498 291038), Anthony Fisher (07872 653666), Ryan McGrath (07354 249284)