HSBC Reduce Their Mortgage Products

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With effect from Wednesday 22nd November, we’ll be making a number of changes to our

residential and Buy-to-let (BTL) mortgage product ranges.

Summary of changes:

Existing residential customer switching

  • 2 & 3 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing
  • 2 & 3 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing
  • 5 Year Fixed Fee Saver at 80%, 85%, 90% and 95% LTV decreasing
  • 5 Year Fixed Standard at 80%, 85% and 90% LTV decreasing
  • 5 Year Fixed Premier Exclusive at 80%, 85% and 90% LTV decreasing

Existing residential customer borrowing more

  • 2 & 3 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing
  • 2 & 3 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing
  • 5 Year Fixed Fee Saver at 80%, 85% and 90% LTV decreasing
  • 5 Year Fixed Standard at 80%, 85% and 90% LTV decreasing
  • 5 Year Fixed Premier Exclusive at 80%, 85% and 90% LTV decreasing

Residential first time buyer / home mover

  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV decreasing
  • 2 Year Fixed Standard at 70%, 75%, 80%, 85% and 90% LTV decreasing
  • 3 & 5 Year Fixed Fee Saver at 80%, 85%, 90% and 95% LTV decreasing
  • 3 & 5 Year Fixed Standard at 80%, 85% and 90% LTV decreasing
  • 5 Year Fixed Premier Exclusive at 80%, 85% and 90% LTV decreasing

Residential remortgage

  • 2 Year Fixed Fee Saver at 60%, 70% and 75% LTV decreasing
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing
  • 3 Year Fixed Fee Saver at 60% LTV decreasing
  • 3 & 5 Year Fixed Standard at 60%, 70% and 75% LTV decreasing
  • 5 Year Fixed Premier Exclusive at 60%, 70% and 75% LTV decreasing

Residential remortgage cashback

  • 2 Year Fixed Fee Saver at 60%, 70% and 75% LTV decreasing
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing
  • 5 Year Fixed Standard at 60%, 70% and 75% LTV decreasing

International residential

  • 2 Year Fixed Fee Saver at 60%, 70% and 75% LTV decreasing
  • 2, 3 & 5 Year Fixed Standard at 60%, 70% and 75% LTV decreasing
  • 3 Year Fixed Fee Saver at 60% LTV decreasing
  • 5 Year Fixed Premier Exclusive at 60%, 70% and 75% LTV decreasing

Existing BTL customer switching / borrowing more

  • 2 & 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV decreasing
  • 2 & 5 Year Fixed Standard at 60%, 65% and 75% LTV decreasing

BTL purchase / remortgage

  • 2 & 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV decreasing
  • 2 & 5 Year Fixed Standard at 60%, 65% and 75% LTV decreasing

    There are no changes to any other interest rates at this time.

Further information

  • Use our ‘Chat with us’ service to request a rate change on an existing mortgage application. Please note, due to increased demand, wait times may be longer than usual.
  • All evidential and supporting documentation must be provided within 30 calendar days of submission.
  • The product finder tool and sourcing systems will be updated for Wednesday 22nd November.