Kensington | Criteria Spotlight on Self-Employed

In addition to our weekly service update, we will be sharing key updates and criteria based on your feedback. For all your cases, we don’t credit score or charge upfront application fees, and our lending decisions are made by underwriters.

Self-employed

– We’ll work off your client’s latest year’s accounts

– We only require 1 year’s trading history up to 85% LTV

– Contractor income is calculated on current weekly contract x48 weeks

– Debt Management Plans considered

We’ve recently added 1 year fixed rate options to our Resi product guide and BTL product guide (including Limited Company), available for purchase and remortgage.

If there’s a particular criteria you’d like us to cover, please do get in touch. Also, you can subscribe to my LinkedIn newsletter for a monthly round-up of all our news and updates.

Jane Atkins

Head of Intermediary Sales