We’ve seen a 102% year-on-year increase in the proportion of lending allocated specifically to commercial property purchases from 2023 to 2024.
his growth aligns with property investors increasingly diversifying their portfolios to enhance yields. We’ve seen semi-commercial applications rise from 13% in 2023 to 24% in 2024, underlining that shift towards higher-yielding asset classes.
To support professional landlords optimise their portfolios, our Commercial PROperty specialists have made some enhancements to our commercial offering. The changes include:
- Increased our LTVs on retail units to 70% for interest-only loans and 75% on part or full capital repayment loans
- Increased our LTVs for GP Surgeries, Dentists, Vets and Nurseries to 75% for interest-only and part or full capital repayment loans
- Now accepting first-time landlords for semi-commercial properties (subject to criteria)
- Ability to blend LTVs based on security values
Specialist finance delivered for PROfessionals, by PROfessionals. Get in touch with our team today to discuss any deals you may have, or visit our website for more information.
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