Precise | Self-Employed First-Time Buyer?

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Precise Mortgages logoAutomate Cascade, Instant Decision, Soft Footprint

  • Self-employed individual earning £24K.
  • Looking to buy their first property.
  • Their trading year ran from October to October. Customer would’ve had to wait until the following April, to be able to use their first SA302 income.
  • Credit history featured a minor historical blip.
  • A major high-street lender ran an affordability check and
    capped it at 3.5x their income.
  • A DIP with Precise came back with a loan of up to £108k and the product cascaded to a Tier 2.
  • We were able to lend on 4x the customer’s income.

Case with a Credit Blip Just DIP it!