For loans over £1 million, our Large Loans Underwriting Team are here to help when you need them.
We offer a maximum term of 40 years for interest only, part and part and repayment mortgages.
We don’t need to include school fees where your client has savings to cover these.
We can offer up to:
- 85% LTV for part interest only and part repayment mortgages (maximum loan amount £2 million).
- 75% LTV on a pure interest only basis where there’s a combined gross income of £200,000 or more.
- 50% LTV on an interest only basis with no minimum income.
Please note, there must be a minimum equity of £300,000 at the end of the mortgage term.