We are now able to lend on a wide variety of properties in Mainland Scotland, this is a huge step forward in West One’s lending proposition and we are delighted we can provide intermediaries with our expert underwriting and excellent service where landlords own property in Scotland.
Lending on properties in Scotland
- Available across our entire Core product range
- Separate legal representation only
- 2-year fixed rates now starting from 2.59%
- 5-year fixed rates now starting from 4.54%
Reasons to Choose West One Residential Mortgages
West One utilises an on-site legal team, flexible product criteria, and a manual approach to underwriting that can support those borrowers looking to remortgage.
Ways West One supports Residential borrowers:
- First Time Buyers – 95% LTVs available
- Right to Buy and Shared ownership products
- No credit scoring; each case is assessed on its own merits
- Self Employed Applicants with a minimum of 1 year SA302’s
- Product options for borrowers with recent and historic CCJ’s, defaults and those with missed mortgage payments
- Support borrowers looking to complete before new Stamp Duty regulations come into effect
- LTI’s up to 5 times income as standard
- LTI over 5 times income considered subject to meeting eligibility requirements
To find out more about our products and service please talk to a member of our broker support team at 0333 1234 556 or email: btlbrokersupport@westoneloans.