At Mercantile Trust, we understand that every client’s financial situation is unique. As a specialist bridging lender, we’re committed to providing fast, flexible, and tailored solutions to meet your clients’ needs.
Our bridging loan features include:
- Lending across the UK – England, Wales, Scotland & Northern Ireland
- Smaller loan sizes – From £25,000
- High LTVs – Up to 75% on both 1st & 2nd charges
- AVMs accepted – Up to £200k (subject to criteria)
- Equitable charges – Up to 70% LTV
- Diverse rental property types – Including Holiday lets, HMOs and MUFBs
- Cost-effective solutions – Free legals on 2nd charge & 1st charge unencumbered under £100k (subject to criteria)
- Flexible borrower structures – Individual & corporate ownership accepted
- Tailored repayment options – Rolled & serviced options available
- Adverse credit accepted
- Business loans on residence – 2nd charge only
Whether your clients need quick access to capital, are looking to refinance, or require short-term funding for investment opportunities, we’re here to help.
Let’s discuss how we can support your clients. Get in touch today!
Phone: 01923 280116