We’ve lowered the sole applicant minimum income to £35,000.
Whilst we need to stay within regulatory limits for higher loan to income lending, we promised to keep the minimum income under review. We’re now pleased to be able to make this change.
As a reminder, with Helping Hand, your first time buyers could borrow up to 6x their income. It’s available:
- Up to 95% LTV
- Across our 5 and 10 year fixed rate mortgages
They’ll also enjoy £500 cashback on completion – with up to £500 more for energy efficient homes.
Visit our website for the full eligibility criteria.