As a small but innovative building society, we aim to make a big impact with new fixed-rate options across our range, including the much talked about Family Assist 100% mortgage. Brokers can now offer clients a choice between a three-year discount or a two-year fixed rate, providing more options.
We’ve also launched competitive fixed rates at 95%, 80%, and 70% LTV.
Here’s what makes us stand out: –
- No credit scoring – we credit search instead. So, clients with little credit history, like those still living with parents, won’t be penalised for a low score.
- Interest-only up to 70% LTV with no minimum income threshold. All we ask is minimum equity of £150,000, with a local service check, to allow downsizing to be a credible repayment strategy.
We’re here for the underserved and the unusual, if your client’s story doesn’t quite fit the mould, talk to us. Let’s see what’s possible. To discuss a case contact us via one of the methods below.