The landscape has changed over recent years. With side hustles that evolve to full-time businesses, multiple jobs, and the growth in the gig economy, the needs of the self-employed applicant have never been as important.
At LendInvest, we recognise these needs and may be able to help your self-employed clients with their home ownership aspirations.
We can consider:
- Consider sole traders, Partnerships and Limited Company directors
- Those with only 12 months of accounts
- Salary plus dividends, or share of net profit and salary for affordability
- Working from the most recent years figures, no averaging
Our credit criteria is now split into four distinct tiers – each designed for allowable amounts of adverse credit, including arrears and CCJs.
Take a look at a recent case study where we were able to support a self-employed homebuyer.
Speak to your local BDM today, or visit our website to find out more.