H&R Income Flex products – 5.5x LTI at 90% LTV

We’ve introduced three brand new Income Flex products today – designed to give you more solutions for clients who fall outside traditional income assessments with multiple or non-standard income sources. This includes self-employed clients, including those using projections, net profit assessments, or with just one year’s accounts.

These new products offer:
  • Up to 90% LTV
  • Enhanced affordability of up to 5.5x loan-to-income (LTI)

New product details

Browse Income Flex Criteria

We know brokers often come across perfectly sound cases that don’t fit neatly into rigid criteria. That’s exactly where Income Flex can help – especially for self-employed clients or those with irregular income.

Explore full details

If you need help understanding our products and how they can help your clients, get in touch with our team. We’re always here to support you and your clients.

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