Residential products for real people.
PAYE may still be the norm, but the non-conformers are on the rise. Those brave enough to take the plunge and be their own boss, work a second job or turn their hobby into an income. That’s why, at TML, we’ve been working hard to evolve our products as everyone deserves to live out their dream of owning a home:
- Self-employed Latest years figures. 12 months’ trading history accepted
- Pre-tax profit Plus salary used for limited company directors*
- Extra income Up to 100%* of overtime, employment bonus, commission, car allowance and regional allowance
- Contractors We’ll calculate income up to a maximum of weekly rate x 48
- CIS CIS treated as employed (minimum 3 months)
We see the big picture, not the payslip. The Home of Real Life Lending.