We are pleased to share that from today, Friday 28th November, our maximum loan-to-income (LTI) has increased from 4.5x to 5.5 across both The Mortgage Lender and Bluestone Mortgages.
This means we can now assess affordability across our residential range using a maximum multiple of 5.5x, for single or joint incomes.
The update applies to all repayment types and loan amounts, creating more opportunities for your clients to access the
borrowing they need
d.