Semi-Exclusive First Time Buyer/First Time LandlordBy Sharon Van Loenen / December 10, 2025 We are pleased to announce the launch of our Semi‑Exclusive range for First‑Time Buyers and First‑Time Landlords (FTB/FTL), effective today. The key criteria for first-time landlords are: F1 Credit Tier Only: Applicants must meet the F1 credit tier requirements. Property Type: Standard single occupancy Buy to Let properties only (no HMOs or MUBs). Assessment: Manual, case-by-case assessment by underwriters. Proof Required: Proof of income and deposit is mandatory. Loan Amount: Maximum loan amount is up to 4.5 times the applicant’s income. Product Guide Jack Gerasimov – Key Account Manager Foundation Home Loans 07773 081 270