We’re excited to announce the exclusive launch of the Scroll Finance Buy-to-Let 2nd Charge Product, available only through Connect’s Specialist Placement Team.
Scroll’s mission is to provide smarter, more flexible finance solutions for landlords and homeowners and this new product delivers exactly that.
By working with our dedicated team, you gain priority access to a high-tech lending solution built for speed, flexibility, and control.
Why Scroll Stands Out
Scroll’s proprietary origination system is built on a smart, simple, and seamless technology platform, ensuring a smooth and rapid client experience:
- Instant decisioning with potential funding in as little as 5 days
- Day 1 conditional offers and real-time case tracking
- Automated Valuation Models (AVMs) are included via Rightmove or Hometrack
- AVMs accepted for single-security cases
- RICS valuations required for HMO, MUFB, and multi-security cases
Unique Feature: Home Equity Line of Credit (HELOC)
A standout feature of Scroll’s offering is the optional 12-month revolving HELOC, ideal for proactive landlords who need fluid access to equity:
- Unlimited drawdowns and repayments, giving clients the agility to manage:
- Maintenance costs
- Void periods
- Quick deposits for new purchases
- Scroll also offers a traditional Home Equity Loan (HEL) in 2- or 5-year fixed, variable, or unique “flexi-fixed” formats
- Flexi-fixed lets the client align the term with their 1st Charge Mortgage fixed period
Product Highlights
- Rates from 7.05% (fixed and variable options available)
- Loan sizes from £25,000 to £200,000 (up to £1M coming soon)
- Up to 75% gross LTV
- Interest-only terms from 3 to 25 years
- No minimum personal income required
- Rental coverage must meet Scroll’s DSCR:
- 125% for standard BTL
- 160% for HMO/MUFB (launching soon)
- Accepts both portfolio and non-portfolio landlords
- HMOs up to 6 beds and MUFBs up to 6 units accepted
Broker-First Service Model
Scroll is committed to supporting brokers, with benefits that include:
- No clawbacks — even on HELOCs
- Dedicated case ownership and top-tier case support
- Market-leading commission terms
To submit a case or discuss how this innovative BTL solution can support your landlord clients,