Aldermore – New rates for Owner Occupied and BTL Mortgages

Aldermore have reduced rates across our mortgage range, helping your first time buyers, home movers, self employed and landlord clients.

Available for new mortgage applications.

We’re also introducing new buy to let rates for properties with an EPC rating of A, B or C.

Buy to let mortgage range

Buy to let for individual landlords with single residential investment properties
► 2 year discounted with £1,999 fee, 4.98% to 75% LTV (AMR less 3.50%)*
► 2 year fixed with 1.50% fee, 5.54% to 75% LTV
► 5 year fixed with 1.50% fee, 5.54% to 75% LTV
NEW 5 year fixed with 1.50% fee for properties with EPC rating of A, B or C, 5.44% to 75% LTV

Buy to let for company landlords with single residential investment properties
► 2 year discounted with £1,999 fee, 4.98% to 75% LTV (AMR less 3.50%)*
► 2 year fixed with 1.50% fee, 5.54% to 75% LTV
► 5 year fixed with 1.50% fee, 5.54% to 75% LTV

NEW 5 year fixed with 1.50% fee for properties with EPC rating of A, B or C, 5.44% to 75% LTV
► 5 year fixed with zero fee, 5.84% to 75% LTV

Buy to let for HMO and multi unit freeholds
► 2 year discounted with £1,999 fee, 5.48% to 75% LTV (AMR less 3.00%)*
► 2 year fixed with 1.50% fee, 6.04% to 75% LTV
► 5 year fixed with 1.50% fee, 6.04% to 75% LTV

NEW 5 year fixed with 1.50% fee for properties with EPC rating of A, B or C, 5.94% to 75% LTV
► 5 year fixed with zero fee, 6.34% to 75% LTV

Buy to let for multi property individuals and company landlords with single residential investment properties
► 2 year discounted with £1,999 fee, 4.88% to 75% LTV (AMR less 3.60%)*
► 2 year fixed with 1.50% fee, 5.44% to 75% LTV
► 5 year fixed with 1.50% fee, 5.44% to 75% LTV
► 5 year fixed with zero fee, 5.74% to 75% LTV

Buy to let for multi property individuals and company landlords with HMO and multi unit freeholds
► 2 year fixed with 1.50% fee, 5.94% to 75% LTV
► 5 year fixed with 1.50% fee, 5.94% to 75% LTV
► 5 year fixed with zero fee, 6.24% to 75% LTV

Residential owner occupied mortgage range

Residential owner occupied standard level 1 with £999 fee
► 2 year discounted 4.98% to 80% LTV (AMR less 3.50%)*
► 2 year fixed 5.24% to 75% LTV
► 5 year fixed 5.39% to 75% LTV
► 2 year fixed 5.74% to 80% LTV
► 5 year fixed 5.74% to 80% LTV

Residential owner occupied standard level 1 with zero fee
► 2 year fixed 5.49% to 75% LTV
► 5 year fixed 5.49% to 75% LTV
► 2 year fixed 5.99% to 80% LTV
► 5 year fixed 5.84% to 80% LTV

Residential owner occupied high LTV with £999 fee
► 2 year discounted 6.23% to 90% LTV (AMR less 2.25%)*
► 2 year fixed 6.34% to 85% LTV
► 5 year fixed 6.34% to 85% LTV
► 2 year fixed 6.74% to 90% LTV
► 5 year fixed 6.74% to 90% LTV

Residential owner occupied high LTV with zero fee
► 2 year fixed 6.59% to 85% LTV
► 5 year fixed 6.44% to 85% LTV
► 2 year fixed 6.99% to 90% LTV
► 5 year fixed 6.84% to 90% LTV

Residential owner occupied standard level 2 with £999 fee
► 2 year fixed 6.09% to 75% LTV
► 5 year fixed 6.09% to 75% LTV
► 2 year fixed 6.39% to 80% LTV
► 5 year fixed 6.39% to 80% LTV

Residential owner occupied standard level 2 with zero fee – remortgage only
► 2 year fixed 6.34% to 75% LTV
► 5 year fixed 6.19% to 75% LTV
► 2 year fixed 6.64% to 80% LTV

*Switch to Fix

Our discounted variable mortgage interest rate is the Aldermore Managed Rate (AMR)^ reduced by a set percentage for 2 years.

2 year discount product allows a post completion switch to a fixed rate available from our existing customer range without incurring an early repayment charge.

A procuration fee will not be paid for the subsequent early switch onto a fixed rate product, unless the request is made within the standard switch window, i.e. 17 weeks prior to maturity.

^The AMR is a variable rate set by Aldermore