Atom Bank are Changing Mortgage Rates

digital mortgages by atom bankAtom increase rates to Prime and Near Prime products.

  • All 2, 3 and 5 Year 0-95% LTV Prime rates are increasing by up to 0.15%
  • All 2 Year fee-paying, 0-85% LTV Near Prime rates are increasing by up to 0.10%
  • All 2 Year non fee-paying, 0-80% LTV Near Prime rates are increasing by up to 0.10%.

Our retention and further advance rates will remain unchanged.

Please note: we have combined our Prime, purchase and remortgage 0-85%, products within one product code, therefore reducing the number of our products.

If you are submitting a case with an LTV of less than 75%, and with a loan size greater than £1m, please contact your BDM.

ou wish to secure a product with the current rates, a full mortgage application must be submitted before the products are withdrawn at 6pm today, Monday 13th May.

New products will be live on MSO at 8am on Tuesday 14th May, along with our rate table and website. Sourcing systems will be updated shortly after. The information in this communication is embargoed until this time.

Any questions? We’re all ears

For new business queries contact our TBDMs on support@digitalmortgages.net or 0333 399 0055 (option 1).

For submitted cases and Product Transfers contact our Intermediary Support Agents on 0333 399 0055 (option 2), Monday to Friday from 9am to 5pm.

Remember

We are a whole bank packed into an app. So to get a mortgage with us, each applicant will need:

  • Their own smartphone or tablet, which is compatible with our app
  • The Atom bank app
  • Their own unique email address
  • Their own unique mobile number

Do your customers need a helping hand with the app? They can watch our YouTube videos.