Atom Criteria Highlights

digital mortgages by atom bankAtom shares some Criteria Highlights.

  • High income multiples: 5.5 x with 60K combined employed income,
  • Self-employed client can use share of pre-tax profit plus salary and will get 5.5x income if earning 75k or 100k joint income.
  • Lending on Flats: 5.5x and up to 90% LTV (non-new build flats) with 2 year deals available
  • 90/95% LTV lending up to 750k
  • Gifted deposit from anybody
  • Lending into retirement up to age 80 if below age 60 on application
  • Longer terms – up to 40 years

For more more information, contact your BDM