Sharon Van Loenen

We’ve just launched new limited edition products across all commercial and semi-commercial ranges, plus we’ve made significant enhancements to our semi-commercial qualifying criteria. WHAT’S NEW  Enhanced semi-commercial criteria Your clients can now benefit from reduced pricing when the residential element is above 50%. This provides greater flexibility when looking for semi-commercial funding. Limited edition products Rates from […]

Following Zephyr’s recent update introducing new Special Edition products, higher loan sizes, broader criteria, and simplified ICRs, they’ve announced further enhancements designed to make placing business even easier. As from 18th February, they have: ✅ removed the £200 application fee across all products. Reducing costs and helping simplify the application process for your clients. ✅ added 1%, 4%

Rates from 0.79% and new 55% LTV range We’ve just launched an improved bridging range for commercial and semi-commercial cases, with lower rates and more flexibility. HIGHLIGHTS 02% rate reduction across our existing bridging range New 55% LTV range, offering lower pricing Proc fee increased, from 2% to 2.5% Semi-commercial rates from 79% Commercial rates

We’re excited to share some changes to our Commercial and Semi-Commercial Investment products – a new, broader range of arrangement fee options to give you and your clients greater flexibility. This update comes after the success of our refreshed Buy-To-Let proposition last year, reflecting growing demand from professional investors for greater choice in how they structure and optimise funding. Now, you can offer

Specialist Lending Starts Here – and today, that means even more opportunities for your Foreign National Buy to Let clients. We’ve rolled out a major expansion of our Foreign National criteria across the entire BTL range. That means more flexibility, more clarity, and more ways to place your complex cases with confidence. What’s New?  Mixed

We’re pleased to announce rate reductions across our Afin High-Net-Worth (HNW) mortgage range, giving you even greater flexibility to support your high-value clients. What’s changed? Rate reductions of up to 1.66% across our HNW range 1.66% reduction on our 2-year tracker HNW product  Lower rates across both fixed and variable products Reduced pricing on all 2- and 5-year fixed options These

Supported living has become one of the fastest‑growing areas in the UK housing sector, offering landlords a way to achieve long‑term, stable income while contributing to socially impactful housing. As more advisers encounter clients exploring this space, understanding how the model works is becoming increasingly important. This guide breaks down the essentials, from the types

We are pleased to share with you our latest criteria and product updates. Your updated criteria, product guides, and Exclusive flyers are attached and reflect all changes included in this release. Here’s a quick overview of what’s new  Key criteria enhancements for both landlords and homeowners, including increased maximum portfolio value with Vida to £7.5m, a new

Alongside the recent launch of our enhanced Family Mortgage, I am also pleased to announce a significant improvement to our Buy to Let affordability assessment resulting in additional borrowing of up to 35%. We have also launched a brand new 2 Year Fixed Rate Expat Buy to Let product at 75% LTV at 4.69% for purchase and remortgage applications.

At UTB, our flexible lending approach and ability to support a wide range of borrower….. UTM United Trust Bank United Trust Bank Balancing the books – remortgage rescue mission [Link] Residential large loan mortgage on prime plus When your clients don’t fit a standard tick box approach, you need a lender who looks beyond the