Sharon Van Loenen

Reduced Large HMO & MUFB Fixed Rates

Here’s a quick summary of the latest updates and key details from Zephyr Homeloans: Updates: Large HMO & MUFB Fixed Rates reduced by 25bps (26 Nov). All Fixed Rates reduced by 10bps (10 Nov). Rates must be secured within 60 days of application. Key Details: Loan Types: Buy-to-let mortgages for individuals and limited companies. Maximum Loan […]

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Introducing Expat BTL

We’ve introduced a new discount Expat BTL mortgage: 2 Year Discount at 5.29% (2.31% Discount from our SVR, currently 7.60%), 75% LTV, £999 fee, max loan £1m. As it’s a discount product, it also benefits from up to 25% overpayments without ERC. Product page

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Improvements to our Owner Occupier affordability model

We’ve improved our affordability calculator – up to 25% more borrowing power now available. On 1 December, we made further improvements to our Owner Occupier affordability calculator for Repayment and Interest-Only mortgages. This significantly enhances how much your clients can borrow. These updates are designed to give you greater flexibility and support more positive outcomes

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40 Year Repayment Terms

We’ve delivered another improvement today, which should enable you to place more business with Pepper and support the borrowing needs of more customers. As always, if you have any questions, please contact your BDM. Increased Maximum Repayment Term For loans of £150,000 and more we’ve increased our maximum repayment term from 30 to 40 years,

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Criteria Update – TML & Bluestone

We are pleased to share that from today, Friday 28th November, our maximum loan-to-income (LTI) has increased from 4.5x to 5.5 across both The Mortgage Lender and Bluestone Mortgages.  This means we can now assess affordability across our residential range using a maximum multiple of 5.5x, for single or joint incomes.  The update applies to all repayment types and

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A Simpler Way to Support Portfolio Landlords with LendInvest

When supporting professional portfolio landlords and Limited Company investors, you need a lending partner that provides certainty and efficiency. At LendInvest, we’ve always been committed to making the mortgage process as simple as possible, no matter the size of the portfolio. How we can Cut the Complex for your portfolio landlord clients: Unlimited Portfolio Capacity: We

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