Got a client with a non-traditional property? While most lenders are hesitant to accept this, we’re happy to take a look. At Mercantile Trust, we accept all construction types — including all varieties of concrete, steel-frame, and timber-frame. If the property’s noted as non-traditional, that’s fine — as long as it’s suitable for the area, […]
Did you know? We accept all construction types! Read More »
Big news for expats – we’ve just made some exciting enhancements to make it even easier to place your cases: Now accepting applications from UK expats living in the EU Streamlined application process for UK expats living in the US, with less upfront paperwork Our National Account Manager, Stacey Wood, and Proposition Lead, Claire Kotzé, discuss more
Expat solutions. Back in Europe. Backed by experience. External Read More »
Up to 95% LTV | IO portion up to 80% LTV | No shared ownership faff Interest only has long been considered reserved for the wealthy. But it’s also a powerful tool to help first-time buyers and movers on average salaries maximise their affordability – especially when it comes to part and part. What makes
Get to know Gen H’s part and part mortgages for buyers with small deposits Read More »
We are reducing interest rates across a selection of our BTL Mortgages on Wednesday 15 October, by up to 180bps. Full details can be found in the attached BTL Product Guide, with highlights including: Pricing Enhancements Interest rates have been updated across the product range, highlights are as below: Standard range: ◦ 2yr fix from 3.89%
UTB Mortgages: BTL Rate Drop – rates starting from 3.89% Read More »
Proplend is a specialist Commercial Property Lender, it’s all they do. Whether you have a client looking to purchase, re-mortgage or capital raise against a Commercial Property, they have a team of lending experts and a range of commercial funding solutions to suit your needs. Bridge loans for non-income producing Commercial Property Term loans for
New to Panel Proplend – Specialist Commercial Property Lender Read More »
Where other lenders may create barriers, our innovative mortgage solutions help your clients achieve affordable homeownership. Family Assist 100% lending 20% charge on parents’ property – providing a virtual deposit Parents helping offspring Joint Borrower Sole Proprietor Up to 4 applicants on the mortgage Sole proprietor – 50% minimum affordability requirement Real people. Real decisions. Real
Family Assist- Common Sense Lending! Read More »
Do you have a BTL case? We can help! With our wide range of BTL products for UK landlords, Limited Companies and Expats coupled with our common sense approach to lending and manual underwriting for each and every mortgage, we have a good chance of helping you place your case. Even those particularly tricky ones! Recent improvements to our
What we can do to help your BTL clients Read More »
We’re introducing new limited edition mortgage rates, helping you to find the right mortgage for your clients. We aim to give brokers as much notice as possible when we make changes to our product range, but due to the ongoing volatility in the market we want to make you aware that these rates may be
New Limited Edition Products Read More »
NEW WEBINAR Demystifying Tax: What Landlords Can Offset When Holding BTL Properties in a Limited Company Friday 17 October 10:00 AM – 11:00 AM There’s a lot of confusion, worry and misunderstanding surrounding what landlords can claim as allowable expenses when they own buy-to-let properties in a limited company. The good news? The rules are
Over the past three months, house prices have overtaken planning delays as the top concern for UK property developers. With rising costs, shifting buyer behaviour, and sustainability pressures, developers are rethinking not just what they build—but where, how, and when. From changing build types to reconsidering locations, the landscape is evolving fast. But amid uncertainty,
Kickstart your client’s Development Finance project Read More »
