Sharon Van Loenen

Life events are outside of our control and can have a negative impact on credit profile. That’s why we take the time to listen, understand and adopt a common-sense approach to the circumstances. County Court Judgements (CCJs) All CCJ’s SATISFIED >3 years, irrespective of value are acceptable 1 CCJ satisfied <3 years, <£500 and not […]

At Central Trust, we look beyond a client’s past to focus on where they are today. In this case, a returning customer—who originally borrowed from us in 2023—came back in 2025 with big plans: a once-in-a-lifetime holiday to celebrate her 40th and his 50th birthdays, plus some home improvements. While the clients had previously been in an IVA, their financial position had

Coventry for intermediaries has launched Limited Company Buy to Let mortgages, designed to support brokers working with landlords who choose to hold their properties in a company structure. Available for both remortgage and purchase cases, this new offering provides greater flexibility for landlords looking to expand or manage their portfolios efficiently. Up to four directors/shareholders

Easter is coming early from Saffron with a raft of criteria enhancements being introduced with immediate effect.  I am really pleased we have been able to make this positive impact to our proposition and taking another step forward in embracing different. Please can you promote this to your members in your usual newsletters, here is

Since 2022, our award-winning landlord surveys have helped brokers stay one step ahead. This latest survey report engages over 1,500 landlords to offer unique insights into landlord sentiment following the general election, the new government, and significant shifts in housing policy. Download the full landlord survey report here to see what trends shape landlord behaviour today Get access to

Do you ever have a case you can’t place or declined by a lender? Lack of income for affordability, rejected build type or location, impaired credit, complicated scenario?  At Together we are here to help.  So, what can we do? Accept unusual properties including build types and locations other lenders may not be able to

We’re invested in better BTL. And to prove it, we recently listened to broker feedback across the board and improved our application process for portfolio landlord cases. It’s now easier to apply, more streamlined to manage and fine-tuned to your client’s niche needs. Every enhancement has been developed to make your life easier and widen

Do you think quick completions are a thing of the past? Think again. At Central Trust, 35% of our cases are completed in under 2 weeks. In some cases, we’ve completed them in just a few days! So, what makes this possible? Smarter technologies, combined with our effort to reduce cycle times, have streamlined the process significantly. Here’s some of these

Since entering the Limited Company Buy to Let market in July 2024, Metro Bank has been providing support to brokers and landlords. With attractive rates, straightforward criteria, and a focus on specialist lending, we’re here to support you and your customers every step of the way. Limited Company Buy to Let highlights Maximum 75% LTV,

The evolution and future of New Builds in the UK In her latest article, our Head of National Accounts Eloise Hall, explores the shifts shaping New Build in 2025, and what they mean for brokers navigating this dynamic market. Click here to read the full article