We’re making some changes to our existing customer mortgage range. These changes affect new additional borrowing applications only. Key Product Updates – Additional Borrowing New Green Residential and Buy to Let Additional Borrowing products will be introduced on Monday 17 November 2025. Latest Updates See our latest updates for details. You’ll be able to apply for any new […]
Mortgage product update Read More »
The rental market could be on the verge of seeing a boost from an unlikely source. There has been much commentary on how homeowners are ending up “stuck” with assets they can’t sell. Whether they inherit a property, or struggle to sell their existing home as they try to move, many people are being forced
The Unexpected Upside: Why Accidental Landlords Could Reignite Property Investment Read More »
Not every great client fits neatly into policy and that’s where our flexible approach makes a real difference. A recent applicant had only one year of bonus evidence after switching from contracting to full-time employment. On paper, that didn’t meet standard criteria. But the wider profile stood out: The employer had a clear and established bonus scheme
Flexible Thinking That Delivered a Day-One Offer Read More »
We have re-entered the 80% LTV Buy to Let market and reduced rates across our Residential and Buy to Let Ranges by up to 50bps, effective from today. Sourcing systems and Product Guides have been updated to reflect these changes. What else is new? Residential (new business and existing customers) Core Range: New 5 year
Metro Bank expands into 80% LTV Buy to Let market Read More »
Paymentshield have made an update to their Mortgage Payment Protection Insurance which means policies can now be sold alongside product transfer mortgages as well as new mortgages and remortgages. Mortgage payment protection (MPPI) from Paymentshield offers protection from loss or income due to accident and sickness or unemployment (including carer cover) and employment legal protection,
Mortgage Protection can now be sold alongside product transfer mortgages Read More »
Buy to Let max LTV has increased from 70% to 75% for remortgage. Regulated First charge max LTV has increased from 70% to 75% for first charge remortgage. View the product guide here. Other updates Buy to Let rates reduced: now from 8.54% with a 2.5% product fee. Multi-Unit Freehold Block (MUFB) limit increased: up to
Together’s latest product and criteria updates Read More »
We’ve increased our loan size on repayment to £3m (75% LTV) and £1m (90% LTV), helping customers with complex incomes borrow more and secure their future homes. Here’s how maximum loans and LTV on repayment look now: £1m at 90% LTV £2m at 85% LTV £2.5m at 80% LTV £3m at 75% LTV Together with
Larger loans – Criteria enhancement Read More »
Our Joint Borrower Sole Proprietor (JBSP) is designed to give family members the opportunity to help each other achieve their housing goals, and in some cases earlier than otherwise expected. JBSP mortgages can be used by first time buyers or second steppers needing help with affordability. We can also support clients in retirement or help parents
You can consider up to four incomes to boost affordability Read More »
We’ve reduced selected rates within our buy to let range and introduced three new products, helping you support your clients seeking greater flexibility in an uncertain market. Today’s change F1 5 Year Fixed ERC3 reduced by 0.10% to 5.54% with a 1% fee up to 75% LTV F1 2 Year Discount initial rate reduced by 0.05%
Rate reductions and product additions for our buy to let range Read More »
Our flexible criteria and willingness to consider cases other lenders deem too complex gives us an edge. Complex trading structures got you scratching your head? We accept any SPV SIC code, so we can consider anything from a traditional limited company right up to landlords purchasing using a trading company. Non-standard property left you wondering where
Complex buy-to-let case. Give use a try Read More »
