With effect from 5.30pm on Wednesday 17th May 2023, we will be making pricing changes to our Core, Large Loans, Professional and Existing Customer ranges. To secure our current products, the full application must be submitted and fully packaged by 5.30pm on Wednesday 17th May 2023. Any cases outside of these timeframes will not be […]
Metro Bank – Changes To Our Residential Product Range Pricing Read More »
Why should you talk to the Swansea about a mortgage case? If you are looking for a lender lending in England and Wales with a personal, tailored, common-sense approach to lending, we are the lender to speak to. With no credit scoring and all cases manually underwritten, we are able to look at cases which are more
Swansea Building Society – the mortgage industry’s best kept secret Read More »
Fleet Mortgages have temporarily withdrawn their tracker products. Replacement tracker products have now been built and will be going live at 09:00am Tuesday 16th May 2023. I’ve attached a copy of our updated Product Guide for your reference. Please find below a summary of the key changes: Standard Tracker and Green Tracker products reintroduced BBR increased
Fleet Mortgages Have Temporarily Withdrawn Their Tracker Products Read More »
To help your clients seek stability through fixed rate mortgages, we have updated our range of Two Year Fixed Rate products across our specialist offerings, including our 5.69% Two Year Fixed Interest Only product. Our Expat Holiday Let and BTL ranges now have updated Two Year Fixed Rate products available. You can find details for
Dudley BS Updates Range of Fixed Rate Products Read More »
MPowered current residential 2-year fixed rates will be withdrawn at midnight on Tuesday 16th May and replaced with new rates from Wednesday 17th May. Any AIP currently in progress will need to be submitted as a full mortgage application before midnight on Tuesday 16th May. Applications submitted after this date will use the new products. You can
MPowered Product update: 2-year fixed rates Read More »
FOUNDATION HOME LOANS – RENTAL COVER STRESS TEST IMPROVED PLUS NEW BUY TO LET 2 YEAR FIXED SPECIALS RANGE. As of today, Tuesday 16th May, Foundation Home Loans have improved their stress test calculation on shorter term buy to let rates – ICR is now stressed at the higher of Pay Rate + 2% or a
Foundation Home Loans – Rental Cover Stress Test Improved Read More »
Professional Applicants Application for loan of £1,800,000 at 75% LTV The applicant held a senior position in a large bank that paid a large income as well as bonuses. The size of loan they wanted wouldn’t have been possible under our standard loan terms. When reviewing the case we were happy to include the average
Top Tip Tuesday Talks Bespoke Agreed Cases Read More »
In order to help combat financial crime and to reduce the number of fraudulent applications HSBC has seen in the industry lately, we have agreed with them to make their fraud training webinars, which are being hosted just for Connect IFA advisers, mandatory for all staff with agencies with HSBC. Whilst being mandatory for advisers, this
MANDATORY HSBC FRAUD TRAINING FOR ALL HSBC AGENCY HOLDERS Read More »
MPowered are delighted to announce that we’ve updated a range of our criteria to help more borrowers buy and remortgage their home. Highlights include: Considering deposits from abroad Allowing licensed conveyancers for purchases Considering applicants in their probation period You can see full details of our criteria changes here. Attached a mini PDF guide on the
MPowered Updates Residential Criteria to help More Borrowers Read More »
Our extensive range of non-regulated bridging loans provide fast, uncomplicated finance for a wide variety of needs. When your client needs funding in a hurry, many brokers like you turn to West One because of our quick and flexible service. Watch this short video about how a Non-Regulated bridging loan can be used to purchase or refinance a residential investment
Non-regulated Bridging Loans with West One Read More »
