Sharon Van Loenen

Residential Retention Rate Cuts

On Friday 18 July at 9am, we are reducing interest rates on our residential and RIO products for existing customers by up to 0.32%. Rate reductions by up to 0.32% on residential and retirement interest only (RIO) products End dates extended to 31/10 Click on the buttons below to see our updated product offering. New Bushiness Produce range          […]

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Northern Ireland, Foreign Nationals, Ex Local Authority, Semi Commercial and MORE

We’ve expanded our bridging proposition – here’s what’s new:  Now lending in Northern Ireland  Bridging product for Foreign Nationals & Expats  Acceptance of Ex-Local Authority Properties  Bridging for Semi-Commercial Properties  Refurbishment Loans for value-add projects These enhancements are part of our ongoing mission to offer common-sense, flexible lending solutions for landlords and property investors — no matter how

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Important Barclays Product News

Friday 18 July, we are changing rates on a selection of products in our Purchase, Remortgage and Reward ranges.  Please see the rate overview guide for information on all our product changes. Purchase product highlights include: 4.09% 2 Year Fixed £0 product fee, 60% LTV, Min loan £5k, Max loan £2m will decrease to 4.03% 4.09% 3 Year

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TML Portfolio Application Enhancements to Help Landlords Thrive

We’re invested in better BTL. And to prove it, we recently listened to broker feedback across the board and improved our application process for portfolio landlord cases. It’s now easier to apply, more streamlined to manage and fine-tuned to your client’s niche needs. Every enhancement has been developed to make your life easier and widen

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Completed in 5 Days – Even on Pension & PIP

We recently supported a client who needed funds for home improvements and to clear a credit card balance. While the case presented typical lending constraints—age restrictions and income solely from pension and PIP—we delivered a quick and tailored solution. Sale to payout in just 5 days  £11,498 first charge loan (including fees) over 36 months This case shows our ability

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TML Brokers Prove Essential for Non-Traditional Mortgage Applicants

96% of non-PAYE applicants said mortgage brokers understood their needs when it came to buying a property, with one in three (65%) applicants saying brokers understood their needs completely, according to the latest research from The Mortgage Lender (TML). Overwhelmingly, 94% said brokers knew what lenders to approach for their application and 93% said their knowledge

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Nationwide Minimum Income Reductions

We’re reducing the minimum incomes for both sole and joint applicants: Sole applicants – £30,000 (reduced from £35,000) Joint applicants – £50,000 (reduced from £55,000) This change follows the regulator’s recent announcement that enables lenders to increase high loan to income lending. We’ve moved quickly so that we can support more first time buyers to get on the property

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With the rise in demand for specialist lenders across the UK, now is an excellent opportunity for brokers like you to diversify your offerings to your clients. Bluestone Mortgages’ research shows that 24% of UK adults have missed one or more payments in the past 12 months. It’s important to take the time to understand your client’s

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