We’ll allow a maximum of four individuals (directors, shareholders and Persons with Significant Control) on the mortgage application No minimum income requirement At least 80% shareholding needs to be covered by personal guarantee Children under 18 can be minority shareholders (up to a maximum of 19%) Deposits must come from the limited companies’ assets or […]
Coventry BS Limited Company BTL Criteria Summary Read More »
We are glad to be adding a fresh twist on Second Charge Mortgages with an updated selection of products. Shaking Up Second Charge: NEW Fixed rates starting from 6.49% NEW Brand new range of products with updated credit eligibility rules NEW Improved DSCR Assessment and reduced stress test for BTL borrowers – 1% stress on prior ranking
West One A fresh Twist on Second Charge Mortgages! Read More »
Paymentshield is inviting advisers to provide their thoughts on a range of topics in an effort to better understand adviser needs, their business and the challenges they’re currently facing, particularly when it comes to general insurance. The GI platform provider has run an adviser survey annually for many years with the results being shared with
Paymentshield has Launched its Annual Adviser Survey for 2025 Read More »
To add to the rather warm conditions, I wanted to remind you about some of our HOT criteria this week. I have had a lot of enquiries surrounding Interest Only mortgages this week so wanted to take the time to provide a quick refresher on our brilliant policy (I am biased I know!) I would also be delighted,
Family BS Interest Only, Chance to win £250 Read More »
Smoking has long posed a significant risk for insurers, and now the rise in vaping, particularly among young adults, is giving cause for concern, as we found out from Zurich’s chief underwriter Nicky Bray. It took decades for insurers to fully recognise smoking as a major health risk, but now vaping is starting to demand
Vaping Trends Raise Alarm for Underwriters Read More »
Oliver Smith, strategic partnership manager at Vida, explores the current mortgage schemes and products available to support first-time buyers onto the housing ladder. The learning objectives for this article are to: Understand the range of government-backed and private mortgage schemes available to support first-time buyers in the UK. Learn how to apply knowledge of mortgage
Vida Understanding the Options Brokers have to Support First-Time Buyers Read More »
A lender who will work closely to structure a tailored solution for your client’s investment, all while providing clarity and consistency every step of the way. We don’t underwrite from a checklist allowing us to craft finance solutions tailored specifically to your clients’ needs. Big ambitions don’t fit in boxes. That’s why we’ve supported brokers
Shawbrook Specialist Real Estate Loans, Structured Just for Your Clients Read More »
In the current market, those going against the accepted narrative may end up with the best results. According to most outlets and commentators, the BTL market is on its knees, and landlords are right to abandon ship. The reality though, as always, is a bit more nuanced. Undoubtedly, there are challenges but for many, now
MFS The Few Landlords Who Do Want to Expand Have Great Timing Read More »
In the mortgage and equity release market, particularly where one party provides security for another’s borrowing, legal safeguards are essential to prevent exploitation or abuse. A central concern in these transactions is undue influence, where one person uses their position of power to persuade another to enter into a financial agreement against their best interest.
We’re now offering a £400 cashback incentive on our entire Residential range. How LendInvest may be able to help you Cut the Complex for your clients: Up to 90% LTV For Purchase and Remortgage Zero-hour contracts Up to 6.49x LTI Debt repayment included in loan 1-years accounts NEW: £400 cashback incentive Our credit criteria is
Lendinvest £400 Cashback on Entire Residential Range Read More »
