Sharon Van Loenen

Fees Policy Update

Since the launch of Consumer Duty by the FCA, all firms have been required to review their fees to ensure they represent fair value for the services provided. Rather than being a ‘one-and-done’ process, this is something all firms are required to do on a regular basis. Last year, Halifax announced that they would be

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Offering 75% LTV on Retail Units

We’ve seen a 102% year-on-year increase in the proportion of lending allocated specifically to commercial property purchases from 2023 to 2024. This growth aligns with property investors increasingly diversifying their portfolios to enhance yields. We’ve seen semi-commercial applications rise from 13% in 2023 to 24% in 2024, underlining that shift towards higher-yielding asset classes. To

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Kuflink Promotion Free Valuations!

It may be Friday the 13th but today is all about good luck and giving, as we approach the festive break. At Kuflink, we have just launched a promotion whereby your clients will receive a FREE VALUATION! Read on to find out more… Applies to cases completed by the 28th February 2025 Client valuation fee will be refunded

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Product & Criteria Updates from Vida

Reduced products & latest enhancements We’ve reduced all of our products across Residential and Buy to Let and made enhancements to our criteria and application process. Our  price reductions are across our Buy to Let range by up to 0.26% and our Residential range by up to 0.15%. View All the Produce Here Criteria updates Buy to Let

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Foundation Home Loans Announce Reductions across BTL Specials Range

Foundation Home Loans are thrilled to announce reductions across their Buy-to-Let Specials range. Effective on Thursday, December 12th, they have introduced revised rates that offer your landlords a variety of options to meet their diverse needs and circumstances. Buy to Let Special Products: F1 Portfolio Landlord 5 Year Fixed rates reduced by up to 0.30%

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Thought Leadership from Foundation

Tight Rent Remo? This alternative to PTs Could relieve the Stress Pound-for-pound remortgages might be the best kept secret in BTL lending right now. This clever feature in a lender’s criteria offers a route for intermediaries to help landlord borrowers whose rent is very tight, who therefore might believe that a product transfer with their

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MFS | “The ultimate guide to property types” – New Guide from Market Financial Solutions

With year-end and the festive season nearly upon us, I’m excited to share a brand-new educational resource with you: The ultimate guide to property types: Our comprehensive Property Types Guide is now available to download. This informative resource breaks down the key considerations and market trends associated with a variety of property types.  Explore the Guide In

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