Sharon Van Loenen

Rates are Coming Down

Our rates are coming down and with AffordAbility+ your clients could borrow over 25% more!* Our 10 year fixed rates don’t just match the high street affordability – they outperform it hands down. Click below to see how our latest rates can boost your client’s borrowing power with our AffordAbility+ Calculator: You can find our updated rates below:  (please note our no fees remortgage max. LTV is 90%) […]

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Bridging just got faster with our new AVM criteria

We’ve made some exciting updates to our bridging offering: we’ve expanded our AVM (Automated Valuation Model) criteria to help you move faster on bridging and refurbishment deals. What’s new? Expanded AVM acceptance criteria up to 75% LTV with confidence rating criteria relaxed to match our BTL rules increasing the number of properties that will be eligible. • AVMs can be used

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Sparkling savers for Bonfire night

For the next two weeks, we are excited to offer you and your clients a rate reduction that’s as dazzling as a sparkler on our unregulated 2nd charge propositions. What products are included? 2nd charge unregulated residential bridging 2nd charge unregulated BTL mortgages What are the saver rates? It’s straightforward.  Whatever the rate is for a 1st

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Residential that really fits

At Foundation Home Loans, we know that not every borrower fits a standard box, and that’s where our specialist residential range can deliver real value to your clients. Here’s a quick recap of what makes it work for so many of your clients: Broad borrower types: From self-employed and first-time buyers to contractors and keyworkers, we

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Reliable bridging finance with ready made exits

Please find attached the comprehensive guide on Bridging and Short-Term Finance provided by Quantum Mortgages. This document outlines key details regarding valuation fees, arrangement fees, packaging requirements, and product criteria for various bridging finance solutions, including Residential Investment, Mixed Use Bridge, and Refurbishment Bridge options. Key highlights include: Competitive rates and transparent terms. Flexible loan-to-value

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The Complete Guide to Secured Lending

Our comprehensive Secured Lending Guide is now available to download. This resource explains the key features, structure, and market role of secured lending, outlining how it can be used within different property finance contexts. Explore the Guide Inside, you’ll find an overview of: How secured lending works in practice The distinctions between secured and unsecured loans Common

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Even better mortgage options for those in retirement

Improvements to our criteria so clients in retirement have better mortgage options!  Our new approach to stress rates makes affordability assessments better tailored to your clients. Borrowing capacity is likely to increase by up to 13% for Interest-Only and up to 9% for Repayment applications. We’ve also changed the way we assess Interest-Only applications which have

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Reduced rates for resi

More options for your customers.  We’ve refreshed our resi range with rates reduced by up to 0.15% across some of our products. What’s new: Rates now start from 4.71% 2-year fixed rates reduced by up to 0.15% in Tiers 1 to 3 5-year fixed rates reduced at 90% and 95% LTV in Tiers 1 to

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