Sharon Van Loenen

More people are looking to borrow in retirement. With life expectancy rising and financial needs evolving, older borrowers need more flexible mortgage options. Here’s how we can help your retired clients: We take into account income up to the age of 70, or even 75 if your client is in a non-manual role.  We consider other […]

Advisors are naturally cautious around high LTV lending, so this communication breaks down the key concerns we hear most often, and how April’s No Deposit mortgage has been designed to address them responsibly: Long-term fixed rates (10–15 years) to support capital repayment Automatic rate reductions as LTV improves No ERCs when moving home or redeeming

Market Financial Solutions has sharpened its commercial offering: a new Semi-Commercial BTL product and reduced Commercial BTL rates. More flexible terms for a broader borrower profile, and affordability tools that increase affordability options for clients. New Semi-Commercial BTL Product Properties with less than 50% commercial floor area 2-tier product range 2-year or 3-year fixed or 2-year tracker

The Government’s pledge to end the sale of new leasehold homes by the end of this Parliament was presented as a significant shift in how property is owned in the UK. For many landlords, this change cannot come quickly enough. The current leasehold structure gives freeholders ownership of the building while leaseholders pay for the

Aldermore has made several improvements to their residential mortgage offerings, highlighting five key reasons to consider them for clients: New Limited Edition Rates: They have launched more new limited edition products, expanding choice across Level 1, Level 2, and multiple LTV tiers. Residential guide Improved Loan to Income (LTI) Limits: They now offer up to 6 times

We know not every customer has a perfect credit profile and that’s where Metro Bank can step in. If your customer has experienced some credit blips, start with our Core Range first. If their profile needs broader criteria, simply switch the AIP to Near Prime – no need to start again. With layered solutions, you will likely find the

The new Limited Edition is available on our Pepper 48 Residential tier. With 2 and 5 year fixed rates up to 75% LTV, with a minimum loan size of £350k, with rates from 4.89%.  Pipeline: Pipeline switching will not be accepted, and we’ll make brokers aware of this in the external comms. EXTENDED OFFER VALIDITY AND DOCUSIGN    Extended mortgage offer validity 

We’ve made some exciting product changes to our specialist Select Fixed Fee product range. We’ve reduced our F1 Select Fixed Fee 5 year product’s rate by 0.10% and introduced a new F2 Holiday Let Select Fixed Fee 5 year product with a rate of 6.04%. Our Select Fixed Fee range is ideal for your clients

We’ve recently enhanced our Buy-to-Let range, introducing NEW Specialist and Complex Buy-to-Let products designed to help you deliver even more tailored solutions for your clients’ unique needs. Each product has been meticulously crafted by specialists with deep knowledge of the market, ensuring flexibility and choice for even the most complex circumstances.  Our expertise runs deep, with a strong