Sharon Van Loenen

AMI | Help us Gather Insight for the Mortgage & Protection Sector

The Association of Mortgage Intermediaries’ (AMI) Protection Viewpoint is back for its sixth year! This major piece of research draws on in-depth consumer and adviser surveys to provide a comprehensive view of the protection market. Shape the future of protection – have your say The Association of Mortgage Intermediaries is inviting all mortgage or protection advisers […]

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Buy-To-Let Market What are the Opportunities and Challenges?

As momentum builds around the need for more energy-efficient properties, savvy landlords are exploring developer incentives on new builds, which already meet requirements for the government’s forthcoming EPC reforms. This is something we’ve seen at Kensington since the introduction of our BTL Prime range, and some Mortgage broker firms highly active in New Build are

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Near Prime just got a significant

We’ve listened to your feedback and the needs of the market – that’s why we’ve refreshed our Residential Near Prime and Core propositions to give you more options for customers with a less than perfect credit profile. This is another step in Metro Bank’s journey to becoming a leading specialist lender. Here’s a snapshot of

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Did you know we offer Buy to Let Mortgages with no minimum income requirement for existing landlords?

If your client is a landlord or property investor with low or irregular income, they might think a buy to let mortgage is out of reach. At Mercantile Trust, we make it possible! We offer Buy to Let Mortgages with no minimum income requirement for existing landlords — meaning your clients investment potential isn’t limited by their payslip. Who

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Leeds launches rate switching options for limited company buy to let lending

Leeds Building Society has expanded its lending to offer rate switching options for buy to let landlords operating through a limited company structure. The changes mean that brokers can help their clients switch to a new limited company buy to let mortgage deal with Leeds once their existing term comes to an end. Limited company buy

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Ready? Set? Resi changes incoming

Get a piece of the action!  We’ve completely revamped our resi range to give customers more choice. Featuring reduced rates and pricing at three new LTVs, with a variety of fee options, we’re unlocking more opportunities. In a nutshell: NEW 55%, 65% and 80% LTV pricing NEW 5-year fixed from 72% NEW 2-year fixed from 73%

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Changes to the Do Your Own DIPs and Applications (DYA) Process

We have updated the DYA process to provide greater flexibility for advisers. Key Changes Experienced Adviser Approval: Any adviser who is considered experienced will now be eligible for DYA approval. Tenure-Based Eligibility: Advisers who have been with the network for more than two years may also be eligible, but this will be dependant on a review by compliance. No Automatic Approval: DYA approval is not granted

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Changes to Shawbrook Base Rate

Following the announcement that Bank of England Base Rate has been cut, we can confirm that Shawbrook Base Rate has decreased to 4% (as of 8th August 2025).   Our Buy-to-Let, Commercial and Semi-Commercial mortgage variable rates have been impacted. Please download our updated product guide and Product Transfer Rate Sheet. If you have any queries please

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