Sharon Van Loenen

Last year proved just how important the specialist finance market is, arguably better than any year that came before it. Year-on-Year, the amount of loans written rose by 24.8% by the end of 2024, according to the Bridging & Development Lenders Association (BDLA). Applications also jumped (13.8%), as did loan books (35.3%). On the latter, […]

When we speak to new brokers, one of the most common things we hear is ‘Wow! I didn’t know you did that!’ Lending to borrowers in later life with complicated income streams isn’t always straight forward, but being able to look at each application on a case-by-case basis makes a huge difference. With our manual

We’re pleased to announce that we’ve made a number of improvements to our lending criteria, designed to provide greater flexibility and help advisers place more landlord borrowers. Please see further details below: Adverse credit: We will now consider both satisfied and unsatisfied CCJs the borrower holds:  We will consider CCJs of up to £500 satisfied within

Two new remortgage products – No Early Repayment Charges!  We’ve launched two new remortgage products on our Core and Credit Flex ranges, both available at 80% LTV and with no Early Repayment Charges (ERCs). These products provide greater flexibility and are ideal for clients who want the freedom to overpay without penalties or prefer the flexibility

Kent are always looking for ways to support your landlords and improve affordability. So, we’ve reduced our buy to let 2 and 5-year fixed rate, variable fee limited editions. In addition, our standard range including MUFBs (11-20 units) now features lower rates. What’s new: Lower limited edition rates: 2-year fixed now from just 3.69% 5-year

Our Interest Only Mortgage Range gives your customers the flexibility to choose how they repay their mortgage. Interest Only criteria highlights Maximum 80% LTV pure interest only Sale of mortgaged property up to 50% LTV – £250k minimum equity excluding other repayment strategies Maximum 85% LTV part and part – 80% interest only using other repayment strategies

Young, fresh-faced couples in their 20s excitedly viewing the latest new build show homes? A picture that likely springs to mind, but perhaps a little outdated with the average age of first time buyers in the UK now at 34 – and older still in cities like London, where purchase prices are higher. Check out our latest blog as

Greater affordability for Landlord clients requiring a simple income ratio proposition The detail: Assessed at a Higher of initial payrate or 5% Available or Existing and First Time Landlords – including Limited Company and HMO/MUB Available up to 75% LTV Minimum property value requirement of £150.000 BTL Core range is still available, providing more choice

We understand that income verification can be a time-consuming and frustrating process. Chasing payslips, bank statements, and benefit letters delays approvals and adds to your admin workload. But with Electronic Income Verification (EIV), you can streamline the process, speed up decisions, and improve the customer experience. What is EIV? EIV is an automated income verification tool, integrated