Sharon Van Loenen

Helping landlords navigate today’s affordability challenges With higher interest rates and increased regulations, many landlords, especially those operating as limited companies, are finding themselves in a battle with affordability. That’s where top-slicing comes in, offering a solution which delivers in today’s environment. Rather than relying solely on rental income, our top-slicing approach assesses the full financial […]

On Friday 18 July at 9am, we are reducing interest rates on our residential and RIO products for existing customers by up to 0.32%. Rate reductions by up to 0.32% on residential and retirement interest only (RIO) products End dates extended to 31/10 Click on the buttons below to see our updated product offering. New Bushiness Produce range         

We’ve expanded our bridging proposition – here’s what’s new:  Now lending in Northern Ireland  Bridging product for Foreign Nationals & Expats  Acceptance of Ex-Local Authority Properties  Bridging for Semi-Commercial Properties  Refurbishment Loans for value-add projects These enhancements are part of our ongoing mission to offer common-sense, flexible lending solutions for landlords and property investors — no matter how

Friday 18 July, we are changing rates on a selection of products in our Purchase, Remortgage and Reward ranges.  Please see the rate overview guide for information on all our product changes. Purchase product highlights include: 4.09% 2 Year Fixed £0 product fee, 60% LTV, Min loan £5k, Max loan £2m will decrease to 4.03% 4.09% 3 Year

We’re invested in better BTL. And to prove it, we recently listened to broker feedback across the board and improved our application process for portfolio landlord cases. It’s now easier to apply, more streamlined to manage and fine-tuned to your client’s niche needs. Every enhancement has been developed to make your life easier and widen

Now from just 3.24% Lower buy to let rates across our entire range The temperatures may be rising, but we’re keeping things cool with rate drops up to 0.75% across our buy to let range: 2-year fixed rates from 3.24% 5-year fixed rates from 4.26% 2%, 5% and 7% fee options reduced by up 0.50%

In today’s market, regulated bridging is more relevant than ever and so is the way it’s delivered.  Bridging finance isn’t only about speed and structure. It’s about understanding the story behind the case. Whether it’s a family stuck in a broken chain, an older couple downsizing, or a returning expat needing to move fast, every client

We recently supported a client who needed funds for home improvements and to clear a credit card balance. While the case presented typical lending constraints—age restrictions and income solely from pension and PIP—we delivered a quick and tailored solution. Sale to payout in just 5 days  £11,498 first charge loan (including fees) over 36 months This case shows our ability

96% of non-PAYE applicants said mortgage brokers understood their needs when it came to buying a property, with one in three (65%) applicants saying brokers understood their needs completely, according to the latest research from The Mortgage Lender (TML). Overwhelmingly, 94% said brokers knew what lenders to approach for their application and 93% said their knowledge

We’re reducing the minimum incomes for both sole and joint applicants: Sole applicants – £30,000 (reduced from £35,000) Joint applicants – £50,000 (reduced from £55,000) This change follows the regulator’s recent announcement that enables lenders to increase high loan to income lending. We’ve moved quickly so that we can support more first time buyers to get on the property