The UK holiday-let market is booming, with a 23% increase in mortgage deals in the past year alone. While there are challenges, such as tax changes and seasonal voids, many landlords are adapting by taking a more professional approach. At West One, we’re here to support this growing trend. Our specialist Buy-to-Let range is ideal for […]
West One’s Holiday-Let Mortgages: Flexibility Meets Opportunity Read More »
Aldermore have been looking into impacts of the Renters Right Bill and what this could mean for landlords and tenants alike. The Renters’ Rights Bill is the biggest shake-up to the private rented sector (PRS) in the last 10 years. And that’s saying something: it’s been a busy decade. The aim of this new legislation
Aldermore What’s the latest on the Renters’ Rights Bill? Read More »
New research from specialist lender The Mortgage Lender (TML) reveals that 28% of sole traders—self-employed individuals running their own businesses—have never tried to apply for a mortgage. This group is the least likely among the self-employed to pursue homeownership, often due to perceived barriers. In fact, 38% feel their employment status has negatively affected their
We are excited to announce an up to 72 bps reduction on UK bridging & FN BTL rates. We are also launching our new Structured Finance offer at £15m net. Just to top this exciting news we are now piloting our Ground up with 2-year BTL at £10m net. Below are the New Rates & see attached our New Product Guide!
Aspen Reduces Rates & Launches Structured Finance Read More »
At Central Trust, we’re all about helping you say ‘yes’ to more clients that others might turn away. Here’s how we can help: Flexible criteria: Self-employed applicants who have a Ltd company – We take salary + applicant’s share of net profit for income calculations (often higher than the dividends they draw) Benefit-only applications Missed secured arrears: Up to 2 in
Central Trust Say ‘Yes’ to More Clients with Ease Read More »
Looking to exit a development project or unlock flexibility for future plans? Development exit finance can provide developers with more than just funding: it offers flexibility, speed and scale. Market Financial Solutions’ Exit Finance Options: Loans up to £30m – including large blocks and complicated asset structures Up to 75% LTV Residential, semi-commercial, and commercial
MFS How to Obtain More Financial Flexibility Read More »
When we speak to new brokers, one of the most common things we hear is ‘Wow! I didn’t know you did that!’ At Family Building Society, we understand that lending to borrowers with complex income streams isn’t always straightforward. That’s why we manually underwrite every case, allowing us to assess each application individually and provide
Family BS | Well I’ll be…I didn’t know you did all that! Read More »
In case you missed it, April Mortgages is now officially live on the Connect panel, with exclusive access available to only a select number of networks. April brings a fresh, flexible approach to lending, designed for today’s borrowers and built around how real advisers work. No Deposit Now Available! Introducing April’s No Deposit Mortgage, a
The reductions apply across our new business and retention rates, including our 2-year fixed rates across our Resi Retire, RIO, Resi and Holiday Let ranges, and our 5-year fixed rates on our Resi Range. All the details can be found in the attached update (please feel free to cascade within your networks), and you can
Hodge Reduced Select Rates across Resi, Resi Retire, RIO and Holiday Let Read More »
Great news! We’ve improved our Buy to Let criteria to help your landlords get the best out of their investments. For your clients who wish to remortgage with no extra borrowing we’ll now consider rental income which is at least 125% of the monthly interest for Interest Cover Ratio (ICR) applications. Criteria at a glance: No
Bank of Ireland Improved ICR Criteria on BTL Like-for-Like Remortgages Read More »
