Sharon Van Loenen

Close to half (45%) of non-PAYE workers who have applied for a mortgage have had their application rejected according to new research from The Mortgage Lender (TML). TML’s recent research amongst 2000 non-traditional workers, including self-employed workers, freelancers and gig economy workers, found that nearly one in ten (9%) of those who have applied for […]

Earlier this year we launched our Structured Real Estate offering, delivering a premium case management case service for Buy-to-Let and Commercial Mortgages over £5m and Bridging loans over £2.5m. But what does that mean for you and your clients? Our offering includes: Tailored loan structuring Dedicated Relationship Manager Daily deal forum (with key decision makers) Portfolio

We are delighted to announce a number of rate reductions across our second charge product range. Here’s a summary of the changes: Apex 0 5-year fixed rates starting at 6.49% 3-year fixed rates starting at 7.00% 2-year fixed rates starting at 7.14% Apex 1 5-year fixed rates starting at 7.09% 3-year fixed rates starting at 7.45% 2-year fixed rates starting at 7.59% The residential range of products

West One are glad to update you with our LATEST Buy-to-Let news. We will be implementing changes on our 1st Charge BTL product range. The changes affect our Limited Edition, Standard, Specialist, and Complex product ranges. Please see below updates, we’d be delighted if you can share with your members. Product Changes: Core Range: 15bps reduction

We’ve launched new limited editions Buy to let products with rate cuts & fee reductions Find out more → We have created a new suite of limited edition buy to let products that will suit almost every landlord’s needs. Lower rates:  From 3.99% for loan sizes between £100k and £750k   Lower fees: From £799    Lower

We’ve launched some new Buy to Let Specials, take a look! Buy to Let Prime Specials: 75% LTV, 5 years fixed, 5.04%, 3% fee 75% LTV, 5 years fixed, 5.84%, no fee (also available to Limited Company applications) Don’t forget our Buy to Let Prime range is assessed a higher of initial payrate or 5%

2-year fixed, 75% LTV from only 4.04% 5-year fixed, 75% LTV from only 4.74% Plus Competitive rates with broad LTV and fee options remain across our wider product range… 2-year fixed Standard Buy-to-Let from 2.83%  HMO/MUFB from 2.98% 5-year fixed Standard Buy-to-Let from 4.61%  HMO/MUFB from 4.67% All products are available to Individuals and Limited Companies LTV Options:

We have removed the maximum accepted annual rental limit of £100,000 across all our buy to let loan sizes. This change will allow greater flexibility for customers with higher rental income properties, ensuring we continue to meet the evolving needs of our customers. Some things to note… Tenancy: Common Law Tenancies where rental is over

Foundation Home Loans are excited to announce new rates across their Buy to Let range. Effective on Tuesday, November 26th, they have introduced new products across their Buy to Let range and alongside these changes they are now able to accept applications where rental income exceeds £100k per annum across Buy to Let and Solutions. Buy

Pound-for-pound remortgages might be the best kept secret in BTL lending right now. This clever feature in a lender’s criteria offers a route for intermediaries to help landlord borrowers whose rent is very tight, who therefore might believe that a product transfer with their existing lender is their only option. In short, a pound-for-pound remortgage