As the festive period draws near, I hope you all have some well-earned time off and lots of plans with your friends, family and loved ones. Christmas is a time for giving and sharing so how would you like to have an extra present in your account by the end of the year? Not only that, […]
Family BS | A chance to win £250* in time for the New Year! Read More »
We’ve teamed up with 4most Economic Consultants to provide you with a monthly economic update. The update for December is now available to download. The update covers: Inflation and interest rates Labour market Housing market Rental market Mortgage market activity Rate analysis Read the update
TML | Economic Update – December 2024 Read More »
West One is excited to share the latest updates on our Buy-to-Let offerings! We’re making changes to our 1st Charge BTL product range, including updates to our Limited Edition, Standard, Specialist, and Complex products. Please see a summary of the pricing changes below, we would be delighted if you can share with your members. Product
West One Important Update – Buy-to-Let Product Changes! Read More »
Due to FCA requirements, we have issued an addendum to the Appointed Representative contract to give clarity around the requirement for advisers to be noted on the FCA register before conducting any regulated mortgage or insurance business. For ease and, for your reference, the only only amendment to the contract is highlighted below: Additional Clause
Addendum to the Appointed Representative Contract | Effective Immediately Read More »
Following recent positive moves in swap rates, we’re pleased to confirm that we are cutting rates on some of our Five-Year Fixed Rate products. By offering these more competitive rates, we believe our updated product range will be opened up for more landlord borrowers. Please find further details below: 75% LTV Five-Year Fixed Rate products
Fleet Mortgages |New Lower Rates for some of our Five-Year Fixed Rate Products Read More »
Tenants on the run-up to retirement age are the fastest growing group privately renting in England, Paragon Bank analysis has revealed. The number of households headed by a person aged between 55 and 64 grew by 66% between 2014 and 2024 to 492,000, Paragon’s analysis of Government data found. Those aged 65+ were the second
Paragon | Older Tenants Privately Renting Surge as Younger Demographics Decline Read More »
For all your cases, we don’t credit score or charge upfront application fees, and our lending decisions are made by underwriters. New build • Loans available up to 90% LTV • Shared Ownership available • Max loan £1.5m up to 85% LTV, £1m up to 90% LTV • eKo £500 Reward mortgage – for properties with an energy efficiency
Kensington Criteria Spotlight Read More »
West One is glad to update you on our BIG changes to our residential range, which include product enhancements to support self-employed residential borrowers. West One now accepts self-employed borrowers with just 1 year of trading history. Making these borrowers eligible for products offering LTV’s up to 85%, providing self-employed borrowers with greater access to our products. Our
We’ve seen a 102% year-on-year increase in the proportion of lending allocated specifically to commercial property purchases from 2023 to 2024. his growth aligns with property investors increasingly diversifying their portfolios to enhance yields. We’ve seen semi-commercial applications rise from 13% in 2023 to 24% in 2024, underlining that shift towards higher-yielding asset classes. To
Shawbrook | Offering 75% LTV on Retail Units Read More »
Times are changing, and circumstances are becoming increasingly complex. Whether your client is someone who doesn’t fit the typical 9-5 working life, or has a salary paid in a foreign currency – we’re here to help. See how we’ve tackled recent out-of-the-ordinary income scenarios in our top three real cases, with circumstances ranging from a
Market Harborough | Complex Income Cases Cracked Read More »
