Sharon Van Loenen

We’ve increased our loan size on repayment to £3m (75% LTV) and £1m (90% LTV), helping customers with complex incomes borrow more and secure their future homes. Here’s how maximum loans and LTV on repayment look now: £1m at 90% LTV £2m at 85% LTV £2.5m at 80% LTV £3m at 75% LTV Together with

Our Joint Borrower Sole Proprietor (JBSP) is designed to give family members the opportunity to help each other achieve their housing goals, and in some cases earlier than otherwise expected. JBSP mortgages can be used by first time buyers or second steppers needing help with affordability. We can also support clients in retirement or help parents

We’ve reduced selected rates within our buy to let range and introduced three new products, helping you support your clients seeking greater flexibility in an uncertain market. Today’s change F1 5 Year Fixed ERC3 reduced by 0.10% to 5.54% with a 1% fee up to 75% LTV F1 2 Year Discount initial rate reduced by 0.05%

Our flexible criteria and willingness to consider cases other lenders deem too complex gives us an edge. Complex trading structures got you scratching your head? We accept any SPV SIC code, so we can consider anything from a traditional limited company right up to landlords purchasing using a trading company. Non-standard property left you wondering where

We are delighted to announce some positive changes to our second charge product range. KEY HIGHLIGHTS Buy-to-Let Second Charge Product Refresh We have overhauled our Buy-to-Let product range which includes the following changes: Improved Affordability for BTL borrowers which should result in significantly more landlords meeting our minimum DSCR requirements Increased LTV’s up to 75%

Our New & Improved Later Life Range We’ve expanded our range of Later Life mortgages, designed to support borrowers aged 55+, with new In and Into retirement products and improved RIO criteria. With no max age, up to 70% LTV, and a wide variety of income sources accepted. Article | Product page Introducing Complex Prime

Helping clients borrow more, responsibly For some clients, the numbers on paper don’t tell the full story. They’re earning well, managing money sensibly, and could clearly afford a little more, but traditional affordability caps hold them back. That’s where AffordAbility+ comes in. It’s our modern, responsible approach to higher-income lending, allowing borrowing of up to

The wait is over – Rely has officially launched to the whole of the market. We’re now live on sourcing systems and ready for your next buy to let case. PRODUCT RANGE HIGHLIGHTS Up to 80% LTV 2,3,4 and 5-year fixed terms £0 fees available Free vals on selected products Designed to cater to the