Since Connect launched the VouchedFor customer questionnaires, we have received a lot of information on what we are doing great as a Network, and what we can improve on. One area I think we can improve on easily is communicating to customers how an adviser is paid, as this is the most raised point from […]
Do your customers know how you are paid? Read More »
Levels of profitability reported by landlords in the third quarter of this year have hit their highest point since the first quarter of 2022, Paragon Bank research has revealed. A survey of over 700 landlords, carried out on behalf of Paragon by Pegasus Insight, showed that, on average, almost nine in 10 (87%) reported making
Paragon | Landlord profitability hits highest level since 2022 Read More »
Zephyr has enhanced its BTL portfolio service. There is now no limit on the total portfolio loan amount (over £5m assessed on a case-by-case basis), only one £200 application if all properties are submitted within 6 weeks, and a bespoke service which includes a dedicated underwriter. Find out more and get contact details here: www.zephyrhomeloans.co.uk
The sky’s the limit with Zephyr’s enhanced portfolio service Read More »
Did you know, here at Family Building Society we can look at using your clients other assets to help with affordability and not just the usual employed/self-employed income streams. Your client also doesn’t need to be drawing it, they simply have to be able to have access to use it in order for us to consider. This
Family BS | Monetising Investments/Pensions/Assets Read More »
It’s well publicised that the bridging finance market is growing, and you may recognise the opportunity but wonder if it’s right for you and where exactly to start? We’re here to boost your bridging finance confidence and help you take the first steps to understanding bridging finance better. Let’s start with some common misconceptions, you
Market Harborough | Boost your bridging finance confidence Read More »
We would like to remind you of our recent product enhancements to our residential mortgage range. We have introduced a new 95% LTV product designed to exclusively support first-time buyers. Highlights of our 95% LTV products: Fixed Rates from 8.19% Standard LTI up to 5.0 times income Allows for defaults (satisfied and unsatisfied) and satisfied
West One | 95% LTV Products For First-Time Buyers Read More »
To improve the customer journey, we are introducing some positive changes to our application process with immediate effect to streamline our underwriting requirements: Rent References – Private Landlords We can now accept a signed letter or email from private landlords alongside filtered bank statements to evidence the last 3 months’ rental payments. We ask that
West One | New Streamlined Underwriting Requirements For Residential Mortgages Read More »
As of Wednesday 6th October, Foundation Home Loans have updated rates across their Buy to Let and Residential ranges including a new Residential F1 2 year fixed product at 65% LTV with a £995 fee and a rate of 5.94% Check out the latest Buy to Let and Residential product guides to see all the changes.
Foundation HL | Update Rates BTL & Residential Read More »
In our Q3 2024 BTL barometer, brought to you in conjunction with the Pegasus Insight Landlord Trends research report, we evaluate the trends which are impacting your landlord clients and how their portfolios are currently shaping up. The latest data shows that around half of NRLA members have been operating as a landlord for over 20
Thought Leadership from Foundation Read More »
Following last week’s Autumn Budget, many customers will be worried about the impact the changes will have on their businesses, investments, pensions, property and estates, and may be contacting you for advice. This presents a great opportunity to not only discuss the impact of those changes, but also possible protection-based solutions. Find out more here.
Zurich | Post-Budget Protection Opportunities Read More »
