Castle Trust are introducing a lower LTV bracket across bridge standard, light and heavy refurb products. Bridge standard – we are lowering the rate by 10bps to 0.75% up to 70% gross – arrangement fees and proc remain unchanged. Bridge Light – 65% LTV net now at 0.75% – arrangement fees and proc remain unchanged. Bridge Heavy – 65% LTV net […]
Bridging Rate Reduction – Castle Trust Read More »
Just 35% of prospective first time buyers (FTBs) can accurately define Shared Ownership, indicating that many could be missing out on this route to home ownership according to new research by The Mortgage Lender (TML). With first time buyers up against a multitude of challenges to get onto the property ladder, TML’s research highlights that
TML: Lack of Understanding preventing FTBs from making the most of Shared Ownership Read More »
Our collective industry pays out billions each year in claims and plays a vital role in strengthening the financial resilience of UK households. But in a rapidly changing world, with consumer needs and expectations shifting, as well as wider trends impacting the market, what does the latest claim data tell us about the future of
Vitality: Life Claims 2024: Exploring the trends impacting the protection market Read More »
More mortgage options for your self-employed clients We’re aware of the challenges your self-employed clients face when it comes to finding a mortgage. They may have only been trading for a short time, have non-standard or complex income, which mainstream lenders typically can’t or won’t consider. But we don’t let this put us off, in fact, it’s
Aldermore Self Employed Read More »
Two-Year Fixed Rats start from 4.72%! Molo continuously evaluates our pricing structure to provide landlords with the best value and benefit from competitive market rates. We are thrilled to announce that we are reducing rates by up to 33bps across our UK resident products. These new rates are effective from today. Key highlights: New rates
Molo – Fixed-Rate Products Reduced by up to 33bps Read More »
Suffolk BS are repricing our BTL 5 year fixed deals. As usual, we’ve given you at least 2 working days to submit a DIP. If we can help with a something a bit quirky, just shout. Keep us on our toes! NEW PRODUCTS available from 29 May 2024. BTL 80% LTV 5 Year Fixed at 5.79% BTL
Suffolk BS – BTL 5 year fixed reprices – Expat, Light Refurb & Holiday Let Read More »
Great news! We’re thrilled to tell you that we’ve just launched our new Commercial Owner-Occupied range! With best in class personal service, a dedicated team of SME lending experts, and a competitive product range that’s been designed from broker insights; we are not here to raise the bar – we’re redefining it! Here’s what you
YBS Owner-Occupied Lending is Here! Read More »
Shawbrook are constantly striving to provide competitive products but also expansive criteria. We realised that there was a slight gap in our armoury between our lightning fast vanilla digital product and our criteria friendly complex offering. This is why we have decided to come up with a blended approach and to trial a new exciting
Exclusive Shawbrook BTL Trial Product – Rates Read More »
Most people have heard of the term vulnerable customers, and even know what type of people may be classed as vulnerable, but do you know what to do when someone is identified as vulnerable? Before we cover what help can be given to vulnerable customers, let’s look at who might be vulnerable and the scale
COMPLIANCE UPDATE: Vulnerable Customers Read More »
Inter company loans where shareholders do not match/mirror – thats ok with us providing we have one common individual HMOs with no communal rooms and each bedroom having own kitchenette and ensuite (bed sits) – ok with us Standard valuers on HMOs with multiple kitchens/ all en-suites does not work– we will instruct Method on HMOs
Lendinvest Saying yes to BTL cases who have been declined + Borrow more on Bridging Read More »
