Sharon Van Loenen

New research from specialist lender The Mortgage Lender (TML) reveals that 28% of sole traders—self-employed individuals running their own businesses—have never tried to apply for a mortgage. This group is the least likely among the self-employed to pursue homeownership, often due to perceived barriers. In fact, 38% feel their employment status has negatively affected their […]

We are excited to announce an up to 72 bps reduction on UK bridging & FN BTL rates. We are also launching our new Structured Finance offer at £15m net. Just to top this exciting news we are now piloting our Ground up with 2-year BTL at £10m net. Below are the New Rates & see attached our New Product Guide!

At Central Trust, we’re all about helping you say ‘yes’ to more clients that others might turn away. Here’s how we can help: Flexible criteria: Self-employed applicants who have a Ltd company –  We take salary + applicant’s share of net profit for income calculations (often higher than the dividends they draw) Benefit-only applications Missed secured arrears: Up to 2 in

Looking to exit a development project or unlock flexibility for future plans? Development exit finance can provide developers with more than just funding: it offers flexibility, speed and scale. Market Financial Solutions’ Exit Finance Options: Loans up to £30m – including large blocks and complicated asset structures Up to 75% LTV Residential, semi-commercial, and commercial

When we speak to new brokers, one of the most common things we hear is ‘Wow! I didn’t know you did that!’ At Family Building Society, we understand that lending to borrowers with complex income streams isn’t always straightforward. That’s why we manually underwrite every case, allowing us to assess each application individually and provide

In case you missed it, April Mortgages is now officially live on the Connect panel, with exclusive access available to only a select number of networks. April brings a fresh, flexible approach to lending, designed for today’s borrowers and built around how real advisers work. No Deposit Now Available! Introducing April’s No Deposit Mortgage, a

The reductions apply across our new business and retention rates, including our 2-year fixed rates across our Resi Retire, RIO, Resi and Holiday Let ranges, and our 5-year fixed rates on our Resi Range. All the details can be found in the attached update (please feel free to cascade within your networks), and you can

Great news! We’ve improved our Buy to Let criteria to help your landlords get the best out of their investments. For your clients who wish to remortgage with no extra borrowing we’ll now consider rental income which is at least 125% of the monthly interest for Interest Cover Ratio (ICR) applications. Criteria at a glance: No

This week we’ve axed our resi rates – with up to 24bps off! For the first time in a while we’re able to bring you a 2-year fixed resi product starting with a four. These rate slashes include our new 90% expat resi. NEW PRODUCTS from 19 May 2025 80% Resi 2 Year Fixed C&I at 4.85%

Molo have updated their International guide with new interest rates effective immediately. In addition to rate reductions from the recent BOE 0.25% rate drop we have also reduced all Non-Resident Fixed Rates by 0.30%. Please also note that we have updated our acceptable countries list. new v7.5 rates Non-Resident ⇣ fixed rate reductions BOE drop updated acceptable country