Sharon Van Loenen

Foundation Home Loans are pleased to announce that as of today Thursday 13th June 2024, they have launched “HMO PLUS”. A new set of HMO products from Solutions by Foundation, for HMOs up to 6 occupants, which are slightly more complex than normal so require a commercial valuation. e.g. properties with multiple kitchens. NEW PRODUCTS […]

Just a quick summary of some of the positive changes we made yesterday…could you please distribute to your Network and internal teams. BTL Top slicing/Income top-up – Available to all UK residents purchasing a BTL property (excluding HMOs/MUFBs) where at least one applicant has a minimum income of £32,000 BTL Top Slicing/Income top-up Calculator – https://gatehousebank.com/intermediaries/calculators/btl-affordability Where Top-slicing is required, a minimum

Foundation’s latest case studies: Complex Mixed-Use Property Refinance Claudia, a property pro, had a mixed-use building with various leaseholds. We helped her simplify by merging them into one freehold title, allowing her to refinance the entire property. At Solutions by Foundation, our mixed-use products can handle complex situations. Read the full case study here.

TML have teamed up with 4most Economic Consultants to provide you with a monthly economic update. The update for June is now available to download. The update covers: Inflation and interest rates Labour market Housing market Rental market Mortgage market activity Rate analysis Read the update:

Reliance Bank Ltd are excited to announce the launch of our NEW Product Range to both the Intermediary market and Direct Channel. These products are attached and are for both New Lending & Product Transfer. The Key updates are as follows: Maintained our headline rates across Shared Ownership Product Range / Key Worker Product Range / Shared

The Buy-to-Let and holiday let market is a hot topic right now, but there are still reasons to be positive! In our latest blog, we help you understand the opportunities in the market and the solutions we have for your clients’ cases, including a wealth of affordability options, such as: Top-slicing Joint borrower sole proprietor,

Confidence is on the rise, and we should harness it. The property market has faced a tough few years, and many investors will want to put the worst of them behind us. Fortunately, with a general election looming, there’s opportunity to start afresh. And looking at the current state of the market, now may be

Professionals update and new Special rates We’ve released two special rates for our Professionals product which now has no maximum age limit at application, meaning more clients could benefit from the enhanced affordability: – 2 year fixed, 90% LTV, No fee, 7.19% – 5 year fixed, 90% LTV, No fee, 6.79% View our Resi product guide for all current

Consumer Duty – updated product information sheets As part of our obligations set out by the FCA under Consumer Duty, we put the needs of our customers first, making sure our products and services are easy to understand, and that they’re accessible for all. We regularly review our products and services to ensure they continue

Foundation Home Loans have reduced the rates on their Limited Edition Residential Fee Assisted products by 0.30%, and also introduced a new BTL Limited Edition F1 5 Year Fixed product, up to 75% LTV with a 2.25% fee and a rate of 5.59%. REDUCED RESIDENTIAL by Foundation products: F1 Fee Assisted 2- and 5- Year Fixed