As the holiday season approaches, we want to take a moment to thank you for your continued support throughout the year. Wishing you and your loved ones a joyful and festive holiday season filled with happiness and warmth. Here’s to a wonderful year ahead! Warm regards Liz Syms CEO
Foundation Home Loans Upgrades HMO Financing with Enhanced Product Range
Foundation Home Loans, a leading specialist lender, has announced two new features within its Houses in Multiple Occupation (HMO) product range, aimed at providing investors with enhanced support and flexibility in the growing HMO market. Foundation is releasing new HMO products, with rates reduced by up to 30bps within its BTL range. Additionally, Foundation continues
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Landbay | Will the Budget’s Stamp Duty rise affect the buy-to-let market?
It’s a challenging time for landlords, with the recent Budget presenting notable hurdles for landlords and brokers. Our latest landlord survey highlights disappointment, with 72% of landlords expressing dismay over the Budget. A key concern for many is the increase in stamp duty on second homes and investment properties. Nearly 40% of landlords indicated that
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A festive Thank You from Zurich
As the holiday season approaches, we want to take a moment to thank you for your continued trust and partnership with Zurich. It’s been a remarkable year, and we’re excited to share our top five highlights that we hope bring even more joy and value to you and your customers. We launched Zurich Accelerate In
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Lendinvest – USP’s
Lendinvest share their latest USP’s and a reminder that they will be in the Connect office the 3rd Tuesday of every Month Starting from 21st January. Residential Mortgages (£50k- £1.5m) Capital raise for debt consolidation, business usage or property investment up to 90% LTV NO debt to income ratio, No credit scoring and no minimum
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Beverley BS | Mixed-Use Mortgages for Real Life!
Beverley Building Society specialises in mortgages that consider the unique features associated with mixed-use properties. Here’s a snapshot of our offering… Home & business use – eg. small shops, cafés, tea rooms, hairdressers, kennels, catteries, etc. Up to 75% LTV Occupancy split: maximum 60% commercial – minimum 40% residential Owner occupier only Rural – not town centre or
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Opportunities in the Specialist Mortgage Market – UTB White Paper
Growing opportunities for brokers With so much having changed in the mortgage market since our last report in 2022, we wanted to refresh our understanding of the sector, examine the implications of its evolution and to share our findings with you You may have seen in the press recently that we have released our white
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Fees Policy Update
Since the launch of Consumer Duty by the FCA, all firms have been required to review their fees to ensure they represent fair value for the services provided. Rather than being a ‘one-and-done’ process, this is something all firms are required to do on a regular basis. Last year, Halifax announced that they would be
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Offering 75% LTV on Retail Units
We’ve seen a 102% year-on-year increase in the proportion of lending allocated specifically to commercial property purchases from 2023 to 2024. This growth aligns with property investors increasingly diversifying their portfolios to enhance yields. We’ve seen semi-commercial applications rise from 13% in 2023 to 24% in 2024, underlining that shift towards higher-yielding asset classes. To
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Kuflink Promotion Free Valuations!
It may be Friday the 13th but today is all about good luck and giving, as we approach the festive break. At Kuflink, we have just launched a promotion whereby your clients will receive a FREE VALUATION! Read on to find out more… Applies to cases completed by the 28th February 2025 Client valuation fee will be refunded
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