Sharon Van Loenen

For landlords stepping into the HMO space, Metro Bank offers straightforward criteria, and a proposition designed to support a wide range of tenant types. Here’s an example of the type of case we can support: Case scenario  A landlord is purchasing a 4-bed HMO, fully let to single tenants – all students – each on […]

The Renters’ Rights Bill creeps ever closer. We’re all aware of what the probable repercussions will be. The market will be upended, and many existing landlords are likely to sell up. What may catch some by surprise though is that what could end up coming to market may be particularly suited for first-time buyers, as

We’re pleased to share that Metro Bank will be featured in an upcoming Legal & General webinar on Tuesday 12 August, offering a great opportunity for advisers to hear directly from us on all things specialist lending. The session will see Charles Morley (Director of Mortgage Distribution) in conversation with Kevin Roberts (Director, L&G Mortgage Services) and hosted by Greg Cunnington (Co-Head of Strategic Accounts,

Non-UK nationals who do not yet have ‘indefinite leave to remain’, but have shown stability via a UK residency and employment on a Skilled Worker VISA or Health & Care VISA may now be eligible under Bluestone’s criteria up to 90% LTV. To qualify, clients will need to provide proof of a minimum of 1 year’s

You will have seen from our recent updates that we are continuing to do all we can to improve the process for our Broker partners, and customers. As part of that work, we have been looking at how we settle existing debts from our loan.  In keeping with the market, we do require: Customer’s Account

We want to help more home movers and first time buyers into New Build homes. And, to give more certainty to clients, we recently extended our offer period to 9 months on New Build properties. As a reminder, we’ve also increased our LTVs. We’ll lend up to: 95% LTV for New Build houses. 85% LTV for New Build

We’re the lender to help your customers with recent adverse credit boost their cashflow. That’s why we’re launching our latest Limited Edition Residential remortgage only product, available with £750 cashback and a free valuation. The product is available on Pepper 18 and Pepper 12 up to 85% LTV, and Pepper 6 up to 80% LTV. It

Affordability is one of the most searched criteria points in the residential mortgage journey. Our BDMs discuss it at almost every appointment. Here are a few ways we may be able to support your clients’ affordability, and help with their home-owning goals: We can consider: Credit accounts showing on the credit file, but being repaid

Our Summer Drop products are 5-year fixed Vida 36 options at 65% and 75% LTV, with a reduced fee of 6%—down from 7%—offering potentially significant savings for your BTL landlord clients. We also have an HMO/MUB option available at 75% LTV. Fee reduced from 7% to 6%, offering significant savings for BTL landlords 5 year fixed