As one of our key partners, we wanted to let you know that we’ve made some changes to our buy-to-let product switch mortgage rates. Aldermore re-launched our buy to let product switch rates at 75% to 85% LTV for individual and company landlords with single residential investment properties, HMOs and multi unit freeholds. Find all […]
Aldermore Update Buy-to-let Product Switch Rates Read More »
Important underwriting tips to help you get it Right First Time To prevent any delays to your case, Kensington’s mandated underwriters need the following essential documents upon application: Signed declaration Proof of income; Employed clients: 3 months payslips and P60 OR self-employed clients: latest SA302 and corresponding self-assessment tax overview And, the valuation fee needs
Kensington spotlight – Important underwriting tips to help you get it Right First Time. Read More »
Central Trust have listened to their Broker partners and based on their feedback on how we can develop our product range, and extend our reach in the market, we are pleased to announce that we have launched a 90% LTV product! Stay tuned for more exciting product launches, including regulated bridging, which will be coming soon.
Central Trust Launch 90% LTV Product Read More »
New tiered approach to ICR for BTL and holiday let 125% for basic and nil-rate UK taxpayers 145% for higher-rate and additional-rate UK taxpayers We’re bringing in a new 125% on the stress rate, for basic and nil-rate UK taxpayers. This is because the tax payable is significantly less than the liability payable for higher or
Suffolk BS NEW – 125% ICR for basic or nil-rate UK taxpayers Read More »
Funding Circle share some frequent trends from Q1. CCJs CCJs do not always show on the borrower’s TransUnion credit report when we complete our pre offer credit checks. We also carry out verification at the KYC stage which can identify a CCJ. I would strongly advise you to ask the client if they or
Funding Circle Share Some Frequent Trends From Q1 Read More »
Taking a holistic approach for brokers is essential. At Pepper, we believe insights can help you to truly understand the trials and tribulations, of your customers. We hope our insights can support our broker partners in identifying the right financial solution for their customers. So, whether the insights may come from lender peers such as
Pepper Money Broker Search Insights Read More »
With an inexorable rise in conditions requiring later-life care and the public sector already under pressure, it’s time for the protection sector to step up and do more to support clients prepare for the future. Read the article
Vitality- We Can No Longer Ignore Later Life Care Needs Read More »
Please see below a snippet from one of our latest thought leaderships: Landlords ‘planning to purchase’ jumps from 3% to 11% For some time, there has been a widely-held opinion that a significant number of landlords are seeking to make their exit from the private rental sector (PRS), forced out by higher rates, greater costs
Foundation Home Loans: Landlords ‘planning to purchase’ jumps from 3% to 11% Read More »
Tandem are famous for 90% LTV. I have attached our product guide for everyone’s benefit, but we consider 90% LTV on all the following: Adverse – 1 CCJ & 1 Default can be registered per applicant in the last 24 months, unsatisfied, and we can still get to 90% LTV (0 in the last 3
90% LTV at Tandem Specialist Mortgages Read More »
Whether your client needs a Standard, Expat, Ltd Co. or Offset Buy to Let mortgage, see how we can help. No minimum income No stress test on background properties held (just need to be self-financing) Max LTVs for BtL products now 70% We accept applications up to the age of 89 Expat cases accepted from
Family BS Client Looking For Buy-to-Let Options? Read More »
