With lenders being more and more risk adverse when it comes to evidence of income, it is important to ensure you are reviewing the documents and can identify potential issues and seek clarification before you proceed. So, what are the most common areas we see on a payslip that could cause a lender concern? Net […]
Do you know what to look for on Pay Slips? Read More »
Foundation Home Loans are excited to announce rate reductions across our Residential product ranges Residential Products: F1 EPC Saver 2 and 5 Year Fixed products reduced by up to 0.10%, with rates now starting from 5.79% with a £595 fee, one free EPC and £1,000 Cashback, up to 85% LTV F1 2 and 5 Year Fixed
Foundation HL Rate Reductions across Residential Product Ranges Read More »
Good news! Kensington have expanded their BTL offering to provide more options to your landlord clients. Kensington are now offering greater affordability for your landlord clients requiring a simple income ratio proposition. BTL Prime: the detail Available up to 70% LTV Assessed at Higher of Initial payrate or 5% Minimum property value requirement of £150,000
Kensington Have Expanded Their BTL Offering Read More »
Making complex commercial investments, simple. Our expert team and diverse product range is designed to support professional investors grow and diversify their portfolios, with tailored solutions from £150k. Highlights of our Commercial offering: Did you know we increased our maximum LTV to 75% for commercial mortgages on industrial units? Despite volatility in this market since
Shawbrook | Max 75% LTV for Commercial Mortgages on Industrial Properties Read More »
In our latest report, ‘First Time Buyer Index’, we surveyed 500 new first time home buyers and 2,000 prospective first time buyers to discover more about the current level of deposits, how people feel about the process of getting a mortgage, plus their experiences of using a broker. First Time Buyers Index Autumn 2024: Key
Aldermore – First Time Buyer Index report Read More »
Metro Bank have reduced rates by 30bps on all 2 year Buy to Let percentage fee products (including Limited Company Buy to Let). So, what’s new? 65% LTV – 2 year fixed rates now available at 3.69% (5% product fee). 75% LTV – 2 year fixed rates now available at 3.89% (5% product fee). For
Metro Bank Reduces Buy-to-Let Rates Read More »
In recent weeks we have introduced several important OMS updates, and more are in the pipeline for the coming weeks. Recently we updated the process of moving stages within a case. To ensure that the appropriate fields within each stage are completed, such as advice and offer fees, advisers can no longer skip stages. Instead,
Dudley BS are excited to announce the launch of our new 5 year fixed-rate products, expanding our mortgage range across Residential, Buy-to-Let, Expat and Holiday Lets. With competitive rates starting from 5.28% for Residential and 5.38% for Buy-to-Let and Holiday Let, now is a fantastic time to explore these 5 year fixed-rate products. These products have
Dudley BS | New 5 Year Fixed Rate Product Launches Read More »
Our Bridging Specialist, William Edwards, has many years’ experience in the short-term mortgage market. In our latest article, he explores the versatility of bridging finance, how these loans are increasingly being used as an alternative to traditional forms of finance and how it can help you. Read more here – https://mhbs.co.uk/intermediaries/latest-news/your-bridging-building-society/ Bridging finance? We’re your experts.
Market Harbour | Bridging Specialist spotlight Read More »
Following on from the launch of our new Hodge Resi product back in August, we’re pleased to share we’ve rebranded our 50+ mortgage range to Resi retire and removed the requirement for borrowers to be aged over 50 to access them. This latest change reflects our commitment to making lending more inclusive and aligned with customer aspirations
Hodge update | Introducing Hodge Resi Retire Read More »
