This year has started really well here at Pepper Money. But like everyone, we would love to keep this momentum… UK Finance are forecasting the following: So, to support you and the opportunities for 2025, we are delighted to kick off the year with an enhancement to our product range. Introducing the new LIMITED EDITION REMORTGAGE […]
Pepper Money | Great News, Limited Edition Products are landing Read More »
Just because your case is complicated, doesn’t mean the process has to be. That’s why we have a range of tools available to help you navigate the world of complex cases, including: Our NEW Criteria Guide, where you’ll find information about our basic criteria as well as all those quirks we like to say yes
Market Harborough | Enhanced Tools for your Complex Cases Read More »
In light of our recent product changes, please see our updated product guide and calculator for our strategic partner exclusive products. The only adjustments are the increase of the products by 15bps, fee’s are consistent with previous products and the proc is still 1.5%. Product Guides:
Shawbrook | New Strategic Partner Product Guide and Calculator Read More »
Barclays mortgage product changes From tomorrow, Tuesday 4 February, we are launching a number of new products and changing rates on a selection of products across our Purchase and Remortgage ranges. Please see the rate overview guide for information of all our product changes. New products: 5.29% 2 Year Fixed £899 product fee, 90% LTV, Min loan
Important Barclays Product News Read More »
Offa have made some impactful and significant enhancements to our criteria: Key Changes: First Time Buyers Allowed Stress Rates Simplified: Applicable stress rates: <5 years = Pay rate plus 1% 5 years of more = Pay rate Overall Portfolio stressed at the average of current 5-year Fixed rate products (currently 6.6%) Age Minimum at time
Offa’s Significant Criteria Enhancements! Read More »
It’s safe to say 2024 will have felt like a whirlwind for many advisers. While August saw the first reduction to the Bank of England’s base rate in 12 months, inflationary pressures continued to cause trouble, combined with the ripples from the first Labour budget in 14 years, which initially appears to have knocked consumer
Take a look at some of the things Lendinvest has been doing & do! Buy-to-Let Lend to trading companies & SPVs – see attached SIC code list. First time landlords on HMOs & MUFBs HMOs: No communal areas required, multiple kitchens/bathrooms acceptable, commercial valuer instructed for heavily adapted or over 6 beds Day 1
Whilst using the Case Management team to submit your cases works great for most advisers, there are occasions where firms may want to take on the responsibility for ensuring the DIPs and Applications are submitted accurately and the case quality is maintained. Therefore, we have amended our process to allow certain Controllers or Advisers, to
Controller DYA Process Read More »
We’re delighted to announce that we have taken the decision to increase our gross procuration fee for new business from 0.5% to 0.55% effective from Friday 31st January 2025. At Fleet, we are acutely aware that the workload for advisers continues to grow, particularly in a highly competitive marketplace. We understand that regulation such as Consumer Duty requires
Fleet Mortgages | Good news: We’re Increasing our Procuration Read More »
Family BS have launched a new range of Owner Occupier Interest-Only and Buy to Let products. We’ve also recently made changes to our lending criteria. Our maximum LTV has now increased from 70% to 75% across all UK Landlord (including Offset), Limited Company and Expat Buy to Let products. Applications for Multi-Unit Freehold Blocks (MUFBs) will continue
Family BS | Mortgage Product Update Read More »
