Sharon Van Loenen

With the UK housing market experiencing a 4.8% annual growth in property prices in 2024, reaching a record high of £298,083*, innovative solutions such as Metro Bank’s Joint Borrower, Sole Proprietor mortgage (JBSP) are essential for those looking to enter the property market. Residential Core Range JBSP highlights  Spouses and non-relatives accepted as joint borrowers […]

Rates down across entire commercial and semi-commercial range. Plus limited edition now available for purchase and remortgage Big product news! We’ve refreshed our ENTIRE commercial and semi-commercial range. With new products, reduced rates, expanded limited editions and lower fee options, this means more choice for your clients. WHAT’S NEW Limited edition products available on purchase

A new Visa Buy-to-Let range with rates from 5.79% We’ve launched three new Visa Buy-to-Let products offering competitive rates from 5.79% at 75% LTV. We have also expanded our visa lending criteria for both residential and buy-to-let propositions. This new range is designed to help skilled professionals, entrepreneurs, and investors on visas to purchase or refinance property in the UK.

Did you know? We know securing a mortgage for a property next to or above commercial premises isn’t always straightforward. That’s why we consider applications with positive valuer comments (food outlets/entertainment considered by referral). Maximum 6 bedrooms Minimum value £250,000 within M25 (£150,000 elsewhere) Maximum 75% LTV Freehold and leasehold Full details, see our Criteria

If you missed the session you miss some valuable product updates.  Below is just a summary of what you missed.  Be sure to join every Monday at 9.30am To submit business to NHL, you’ll need to go through Connect’s internal packaging team, led by Niall & Ranjit. However, as a former broker myself, I understand

Aldermore are running a campaign on BTL Multi Property Applications to support existing landlords when looking to re mortgage their portfolios. The issues facing the brokers was high LTV and a shortfall in rental which would reduce borrowing capacity and options on individual properties. By choosing the multi property application, they’ll be able to combine

Great news! Vida Homeloans have increased their procuration fees  when you submit cases through Connect Case Management – meaning more income for you with less admin hassle! Buy-to-Let Cases: 0.85% gross when using Connect Case Management 0.6% gross when you submit yourself 0.55% gross  when you submit yourself and select L&G as the payment route That’s an extra £250 – £300 gross per £100,000 borrowed

Convincing wealth customers of the value of using protection, not only to protect themselves and their family, but also their wealth and beneficiaries, may be difficult, but not doing it could be more costly for them and your business. Continue reading.

We’re pleased to share that we’ve lowered our BTL rates for UK residents once again, helping you secure even better deals for your clients. In today’s unpredictable mortgage market, we’re committed to supporting brokers like you, which is why rates have been reduced by 12bps, effective immediately. Key highlights: New rates effective from Tuesday, 18th February 2025 Two-year fixed rates now start at 3.13% for individual and

We are now able to lend on a wide variety of properties in Mainland Scotland, this is a huge step forward in West One’s lending proposition and we are delighted we can provide intermediaries with our expert underwriting and excellent service where landlords own property in Scotland. Lending on properties in Scotland Available across our