Sharon Van Loenen

Shawbrook Are Increasing LTVs for Offices to 75%

Last year, professional landlords increased their appetite for commercial property, demonstrating a growing confidence in portfolio diversification. We’ve continued to monitor the commercial property market closely and we’re seeing more stability in office capital values and yields for well positioned assets. That’s why we’re really pleased to be increasing our maximum LTVs for the Office sector […]

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Mercantile Trust | Need a Buy to Let mortgage or Bridging loan for a client with credit challenges?

Struggling to place a Buy to Let mortgage or Bridging loan for a client with credit issues? If your client has missed payments on their credit cards, loans, or even utility bills due to financial challenges — traditional lenders might say no. Whether they’re: Self-employed A first time landlord Dealing with a poor credit score

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Family BS 90% JBSP, BNO Passports AND! Rate Reductions

We are delighted to announce that Family Building Society have launched 90% JBSP Products with NO PRODUCT FEE or APPLICATION FEE. Not only that, we have also applied some rate reductions of up to 20bps across our product range AND we now accept BNO Passport Holders for ExPAT BTL applications! Did you know, we aren’t just great at Later Life Lending (up

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Beverley BS Adverse Credit Needn’t be a Barrier to Home Ownership!

Life events are outside of our control and can have a negative impact on credit profile. That’s why we take the time to listen, understand and adopt a common-sense approach to the circumstances. County Court Judgements (CCJs) All CCJ’s SATISFIED >3 years, irrespective of value are acceptable 1 CCJ satisfied <3 years, <£500 and not

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Central Trust Helping Clients with Past IVAs Move Forward

At Central Trust, we look beyond a client’s past to focus on where they are today. In this case, a returning customer—who originally borrowed from us in 2023—came back in 2025 with big plans: a once-in-a-lifetime holiday to celebrate her 40th and his 50th birthdays, plus some home improvements. While the clients had previously been in an IVA, their financial position had

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Coventry launches Limited Company BTL Mortgages

Coventry for intermediaries has launched Limited Company Buy to Let mortgages, designed to support brokers working with landlords who choose to hold their properties in a company structure. Available for both remortgage and purchase cases, this new offering provides greater flexibility for landlords looking to expand or manage their portfolios efficiently. Up to four directors/shareholders

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Family BS | Well I’ll be…I didn’t know you did all that!

When we speak to new brokers, one of the most common things we hear is ‘Wow! I didn’t know you did that!’ At Family Building Society, we understand that lending to borrowers with complex income streams isn’t always straightforward. That’s why we manually underwrite every case, allowing us to assess each application individually and provide

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