Sharon Van Loenen

In January we made some exciting improvements! Our maximum loan sizes and LTVs have increased We’ve increased our maximum loan sizes at certain LTVs, across some of our products. This will allow you to support the larger borrowing needs of your clients without having to refer the case, helping to streamline the funding process. View

We’ve made a number of enhancements, giving you and your landlord clients more BTL options and greater flexibility. What’s new? New Special Edition 2 and 5 year Fixed Rates with a 2% product fee HMO & MUFB first-time landlords now considered (subject to criteria) Home ownership minimum now just 3 months on Standard Properties and

New Build cases can be some of the most complex cases you’ll deal with. Tight deadlines, developer incentives, and clients who don’t always fit a traditional lender’s criteria can make an already pressured process even more challenging – especially when timing is critical. That’s where Kensington comes in. We’re here to support your residential and

We’ve reduced rates by up to 40bps across our Core, Large Loan, Near Prime Residential, and Core Buy to Let ranges – effective immediately. All sourcing systems and Product Guides have been fully updated.  What else is new? 95% LTV pound‑for‑pound remortgages – open to new business and existing customers on our Residential Core range. For full details on the points

After listening to your feedback  we’ve streamlined our DIP, creating a slicker experience that makes it easier for you to place your cases with us. Find out more here What this means for you These changes mean less time spent on admin and more time placing cases with confidence. And just a reminder – completing a

TSB has launched Portfolio Buy to Let for Landlords with 4 or more mortgaged Buy to Let properties, up to a maximum of 10. Customers can have a maximum of 10 mortgaged BTL properties (max 5 with TSB up to £2m total) 75% LTV with max loan of £1m HMO/Holiday let income – acceptable for

Our resi lending blend has been refined even further, removing the friction that slows down your cases and helping to broaden eligibility. What’s new? We’ve increased our interest-only lending up to 75% LTV plus we’ve removed the minimum equity requirement on the sale of security. This means fewer declines and even faster decisions. And that’s

We’ve increased our LTV limits for Foreign Nationals and added to our acceptable Visa’s list, for customers without Permanent Rights to Reside. We now accept a 15% deposit Deposits now follow our standard deposit policy, including Gifted deposits and Builders Cash Incentives Clients must have a sole income of £50k+ (PA) or a joint income