Foundation Home Loans are pleased to inform you that they now accept Consumer Buy to Let (CBTL) as standard criteria across their Buy to Let and Solutions by Foundation ranges. CBTLs offer customers some of the protections that are in place for FCA regulated mortgage contracts such as being covered under the Financial Services Compensation […]
Foundation HL | Now Accept Consumer Buy to Let (CBTL) Read More »
West One reminder of their recent enhancements to the Residential Mortgage Criteria Changes. Highlights of our new criteria include: Skilled Worker, Health & Care Workers & UK ancestry visas up to 90% LTV Increased loan sizes – now up to £2.5m by referral AVMs up to £300,000 for remortgages, unencumbered properties, and transfer of equity
West One: Updates To Residential Mortgage Criteria Read More »
Great news, we’ll now accept earned income to 75 years of age and a maximum age at end of term of 80 on Prime, Plus and XLTV. Thank you for your continued support. We’re delivering more enhancements today. All are to help make Pepper loans more affordable, and support you to write additional business, and
Pepper Money | Increased Maximum Age for Earned Income and Age at End of Term Read More »
Top tips for Limited Company applications Complete a Companies House Check before submitting the application to confirm all information is accurately keyed on application We can accept up to 4 directors, they must own 100% combined shareholding in their personal names Check that one of the correct SIC codes apply (68100, 68209, 68320 or 68201)
Kensington spotlight – Top tips for Limited Company applications Read More »
Central Trust is delighted to tell you that they have made further rate reductions across their variable and fixed rate first charge product range. Rates now start from 8.82% pa.! The new rates are effective from today on all new business. Download our product guides First and second charge residential mortgages First and second charge CBTL, family
Central Trust | Further Rate Reductions Across First Charge Product Range! Read More »
When the FCA launched Consumer Duty on 31st July 2023, their goals were to see reduced consumer harm and better outcomes for consumers, outcomes such as: Justified and consistent fees based on the products provided. Better treatment for vulnerable customers Reduced complaints relating to mis-selling However, research conducted suggest that Some 84% of consumers say
What Changes Have Customers Seen Since Consumer Duty? Read More »
Supporting you in your client conversations: Optimiser The idea of Optimiser is simple. Your clients can enjoy the benefits of a lifetime of healthy choices upfront, through our best available premium. Plus, they will have access to discounts and rewards from our range of partners through the Vitality Programme. To help you explain and demonstrate
Vitality | Supporting You in your Client Conversations: Optimiser Read More »
As technology continues to reshape the financial landscape, we at Hinckley & Rugby for Intermediaries are committed to making things easier and more efficient for our brokers. That’s why we are thrilled to announce the introduction of a new online broker portal! The update to our online portal represent a significant milestone in our dedication to streamlining the broker
H&R |New Online Broker Portal Read More »
Fleet are making some changes to their HMO product range. Please find full details below: Rate reduction: 35bps rate reduction to our 5-Year 3% fee HMO product New: Introduction of a new 2-Year fixed-fee HMO product New products released Our new products will be available from: 09.00am on Friday 23rd August 2024 Changes to our HMO rental calculations
Fleet | HMO product range Read More »
We have made changes to our Mortgage Products and reduced rates across our entire range. The full detail for your new Semi Exclusive Rate Sheets for the IO resi and ExPAT BTL products, The professional product is to follow. Above 60% LTV Fixed rate products on interest only – only discounted variable rates direct above
Family BS Semi Exclusive Read More »
