It’s the most wonderful time of the year to enjoy new rate drops! Our rates have lowered across all: • 2-year fixed by 0.20% • 3-year fixed by 0.20% • 5-year fixed with a fee by 0.25% • 5-year £0 fee products by 0.30% Want to see our full product range? Check out our product page
MPowered – Unwrap Our Lower Rates New fixed Rates Starting From 4.84% Read More »
Young Entrepreneurs to Invest With Bridging For younger people looking to invest in the property market, can bridging loans prove a viable route to establishing a property portfolio? Whether a ‘side-hustle’, or looking for financial freedom, there has been a shift of younger buyers looking to invest in property utilising bridging due to speed of
West One -Bridging Loans for Budding Entrepreneurs Read More »
Merry Christmas from Hodge, We come bearing a gift to our intermediary partners! I am delighted to share with you some great news. Hodge will be increasing the Proc fee for Product Transfers across our full product range from Monday 18th December from 0.25% to 0.30% To clarify, any PT application received from Monday 18th December will be renumerated
Merry Christmas from Hodge, We Come Bearing a Gift to Our Intermediary Partners! Read More »
To help simplify both our residential and buy to let applications, we have made the following positive changes to our policy and packaging requirements: Policy enhancements Self-employed: Introduction of Accountants Certificate for cases under £1 million Minimum time trading reduced to 2 years (2 years figures needed) Employed: No minimum time required in current role (1 payslip
Enhancements to Metro Bank policy and requirements Read More »
As of Tuesday 12th December 2023 we have refreshed selected products in our BTL range. Changes in the BTL range include: F1 Limited Edition 2 Year Fixed product reduced by up to 0.10% with a £1,495 fee, with a rate of 6.49% F1 Limited Edition 7 Year Fixed product reduced by up to 0.15% with a
FOUNDATION HL – New BTL Core Rates Available Read More »
NEW PRODUCTS AND PRODUCT CHANGES 11th DECEMBER Owner Occupier: Capital & Interest Repayment Fixed Rates: 50bps reductions to all 2-year fixed rates 40bps reductions to Core and JBSP 5-year fixed rates. 45bps reduction to the Family Mortgage Discount Rates: With the exception of the Offset Mortgage products, all discounted variable rates withdrawn from sale without
Family BS Owner Occupier Semi-exclusives Read More »
Monday 11th December 2023, LONDON — Fintech mortgage lender Gen H has announced the launch of an innovative AI-powered packaging tool, built on Google Cloud, that automatically analyses and categorises documents required for mortgage applications. Gen H is one of the first mortgage lenders in the UK to be collaborating directly with Google Cloud to
Our mortgages have made some big moves today. First up, we’ve increased the max term for all our residential mortgages to 40 years. That’s not all, though. We’ve also improved the amount we could lend, by updating our affordability assessment for residential mortgages fixed for 5 years or longer. It means more of your customers are going to
Virgin Money 40-year Mortgage Terms Are Here! Read More »
Bridging Uses: Development exits Auction purchase Land with planning Standard bridge Refurbishments – light, medium & heavy BMV – lowest out of: 90% of PP or 75% market value (gross) Capital raising Re-bridging (case by case) Accepted Property Types: Residential BTLs Holiday lets (with no restrictions) MUFB & HMOs Semi-commercial Fully commercial (offices & retail) Land (with planning) Pricing & Products:
Un-Reg Bridging @ Hampshire Trust Bank Read More »
As of Thursday 7th December, Foundation Home Loans have launched new Special Buy to Let products. Buy to Let Special products: New F1 5 Year Fixed Portfolio only Landlord products with a 6% fee, up to 65% LTV, at 5.24% New F1 5 Year Fixed Portfolio only Landlord products with a 6% fee, up to 75% LTV,
Foundation Home Loans – New Buy To Let Special Products Read More »
