Smoking has long posed a significant risk for insurers, and now the rise in vaping, particularly among young adults, is giving cause for concern, as we found out from Zurich’s chief underwriter Nicky Bray. It took decades for insurers to fully recognise smoking as a major health risk, but now vaping is starting to demand […]
Vaping Trends Raise Alarm for Underwriters Read More »
Oliver Smith, strategic partnership manager at Vida, explores the current mortgage schemes and products available to support first-time buyers onto the housing ladder. The learning objectives for this article are to: Understand the range of government-backed and private mortgage schemes available to support first-time buyers in the UK. Learn how to apply knowledge of mortgage
Vida Understanding the Options Brokers have to Support First-Time Buyers Read More »
A lender who will work closely to structure a tailored solution for your client’s investment, all while providing clarity and consistency every step of the way. We don’t underwrite from a checklist allowing us to craft finance solutions tailored specifically to your clients’ needs. Big ambitions don’t fit in boxes. That’s why we’ve supported brokers
Shawbrook Specialist Real Estate Loans, Structured Just for Your Clients Read More »
In the current market, those going against the accepted narrative may end up with the best results. According to most outlets and commentators, the BTL market is on its knees, and landlords are right to abandon ship. The reality though, as always, is a bit more nuanced. Undoubtedly, there are challenges but for many, now
MFS The Few Landlords Who Do Want to Expand Have Great Timing Read More »
In the mortgage and equity release market, particularly where one party provides security for another’s borrowing, legal safeguards are essential to prevent exploitation or abuse. A central concern in these transactions is undue influence, where one person uses their position of power to persuade another to enter into a financial agreement against their best interest.
We’re now offering a £400 cashback incentive on our entire Residential range. How LendInvest may be able to help you Cut the Complex for your clients: Up to 90% LTV For Purchase and Remortgage Zero-hour contracts Up to 6.49x LTI Debt repayment included in loan 1-years accounts NEW: £400 cashback incentive Our credit criteria is
Lendinvest £400 Cashback on Entire Residential Range Read More »
Great news! We’ve made a few important updates to streamline the broker process and help you submit cases with greater ease. These updates are now live and apply to all new applications submitted from today! Here’s what’s new: Signature Application Pack removed You no longer need to send a separate Signature Application Pack. The Privacy Declaration is
Central Trust New Packaging Updates Now Live Read More »
In case you missed the news, we’re testing a new feature: Bespoke Pricing. For the next few weeks, the existing rate card will still apply but we’ll also be testing discounted dynamic rates from as low as 5.94%. During this testing phase, the existing rate card will always be the maximum your client will pay. If they
Selina Bespoke Rates Reminder: Starting from 5.94% Read More »
Commercial Trading supports small businesses looking to refinance or purchase the premises they trade from – or raise funds for business expansion. It’s been a month since we launched a new way to support your SME clients through Commercial Trading – combining simplicity with specialist underwriting to help you deliver faster, more flexible solutions. We’ve
Commercial Trading – Keeping things simple and specialist Read More »
Interest only rate drops up to 16bps – A brand new 90% 2 Year Discount After Monday’s magnificent criteria update, we’ll get straight to the point –these are dropping today. New Products Interest Only Resi 2 year discount – 4.85% (was 5.00%) 2 year fix – 4.99% (was 5.15%) 5 year fix – 5.09% (was 5.25%)
Interest Only Reductions. New 90% Resi Discount Read More »
