In our Q3 2024 BTL barometer, brought to you in conjunction with the Pegasus Insight Landlord Trends research report, we evaluate the trends which are impacting your landlord clients and how their portfolios are currently shaping up. The latest data shows that around half of NRLA members have been operating as a landlord for over 20 […]
Thought Leadership from Foundation Read More »
Following last week’s Autumn Budget, many customers will be worried about the impact the changes will have on their businesses, investments, pensions, property and estates, and may be contacting you for advice. This presents a great opportunity to not only discuss the impact of those changes, but also possible protection-based solutions. Find out more here.
Zurich | Post-Budget Protection Opportunities Read More »
We are pleased to announce that our UK Resident fixed-rate products are back on the market, effective from 3pm today. As part of our commitment to providing competitive choices, we have introduced new rates designed to offer value for you and your clients. New Rates Available for UK Residents: 2-Year Fixed Rate starting from 3.48% 5-Year
Molo’s new UK Resident fixed-rate product Read More »
With lenders being more and more risk adverse when it comes to evidence of income, it is important to ensure you are reviewing the documents and can identify potential issues and seek clarification before you proceed. So, what are the most common areas we see on a payslip that could cause a lender concern? Net
Do you know what to look for on Pay Slips? Read More »
Foundation Home Loans are excited to announce rate reductions across our Residential product ranges Residential Products: F1 EPC Saver 2 and 5 Year Fixed products reduced by up to 0.10%, with rates now starting from 5.79% with a £595 fee, one free EPC and £1,000 Cashback, up to 85% LTV F1 2 and 5 Year Fixed
Foundation HL Rate Reductions across Residential Product Ranges Read More »
Good news! Kensington have expanded their BTL offering to provide more options to your landlord clients. Kensington are now offering greater affordability for your landlord clients requiring a simple income ratio proposition. BTL Prime: the detail Available up to 70% LTV Assessed at Higher of Initial payrate or 5% Minimum property value requirement of £150,000
Kensington Have Expanded Their BTL Offering Read More »
Making complex commercial investments, simple. Our expert team and diverse product range is designed to support professional investors grow and diversify their portfolios, with tailored solutions from £150k. Highlights of our Commercial offering: Did you know we increased our maximum LTV to 75% for commercial mortgages on industrial units? Despite volatility in this market since
Shawbrook | Max 75% LTV for Commercial Mortgages on Industrial Properties Read More »
In our latest report, ‘First Time Buyer Index’, we surveyed 500 new first time home buyers and 2,000 prospective first time buyers to discover more about the current level of deposits, how people feel about the process of getting a mortgage, plus their experiences of using a broker. First Time Buyers Index Autumn 2024: Key
Aldermore – First Time Buyer Index report Read More »
Metro Bank have reduced rates by 30bps on all 2 year Buy to Let percentage fee products (including Limited Company Buy to Let). So, what’s new? 65% LTV – 2 year fixed rates now available at 3.69% (5% product fee). 75% LTV – 2 year fixed rates now available at 3.89% (5% product fee). For
Metro Bank Reduces Buy-to-Let Rates Read More »
In recent weeks we have introduced several important OMS updates, and more are in the pipeline for the coming weeks. Recently we updated the process of moving stages within a case. To ensure that the appropriate fields within each stage are completed, such as advice and offer fees, advisers can no longer skip stages. Instead,
