Sharon Van Loenen

New policy supports aspiring homeowners and remortgagers who’ve experienced a bump in the road LONDON, UK, 03 October 2024 – Residential mortgage lender Gen H has announced updates to how it treats missed utilities and communications payments on applicants’ credit files. Effective immediately, the lender will exclude utilities and communications accounts from its arrears rules. […]

Great news! We’ve made some positive changes to our VISA requirements, widening the criteria that can be accepted. Criteria enhancements Skilled Worker VISA No minimum salary requirement Available on all repayment methods Spousal VISA – now accepted in line with above Some things to note… Maximum 75% LTV For skilled workers, evidence of sponsorship is required

As of Thursday 3rd October, Foundation Home Loans have introduced two F1 Limited Edition Fee Assisted, 2 and 5 Year Fixed products available with a £595 fee, and £350 Cashback, with rates of 5.84% for 2 year and 5.64% for 5 year, for remortgages only at 80% LTV. As the full range has been repriced we

Pepper Money have launched a significant improvement to our self-employed policy.  We have introduced the ability to use net-Profit retained within the business as part of our affordability calculation. Under the new criteria, we will allow brokers to use the net profit within our affordability calculation, where earned during the most recent tax year for

Following our previous email advising you of forthcoming rate changes, we can confirm the new rates are now live. What’s changing? Standard Capital & Interest, Standard Interest Only & Retirement Interest Only (RIO): All LiveMore 2, 3 and 4 rates reduced by 0.35% They cover the Fee Range, Fee-assisted Range, Fee-assisted Cashback Range and Up-to-100% Debt Consolidation Range Product Guide To register, or to place

Following the reintroduction of our Five-Year EPC A-C products last week, we’re pleased to add new Two-Year EPC A-C products for each of our core ranges, Standard, Limited Company and HMO/MUFB, offering a price incentive for borrowers on these more energy-efficient properties. In addition, we’re cutting pricing on our 75% LTV Two-Year HMO/MUFB product. Please find full

Vida are putting together the ultimate criteria mixtapes – compilations and playlists of our hottest criteria.  This week’s mixtape is ‘Payslip Party’ (Volume 2)… with all our favourite Income hits! Minimum income One applicant must earn at least £15,000. Employed Employed applicants need to provide at least 3 months’ employment history, and the last 3 months’

Good news! Summer may be over, but the Specials keep on coming! Here are some highlights: Buy to Let HMO/MUB Specials: 2 years fixed, 75% LTV, 3% fee, 4.75% 5 years fixed, 75% LTV, no fee, 5.84% also available for Limited Company applications Buy to Let Core Specials: 2 years fixed, 75% LTV, 3% fee, 4.64%

Foundation Home Loans are excited to announce significant rate reductions across their BTL core product range plus a fee reduction of £2,000 on their F2 HMO limited edition product. As the full range has been repriced we invite you to view the product guide here Here’s a sneak peek at our updated offerings: BTL F1 and F2