New residential owner occupied, buy to let and product switch mortgage rates – from Friday, 21 July 2023 We wanted to let you know first, as one of our Platinum Brokers, that we’re re-launching our buy to let, residential owner occupied and product switch mortgage rates. We’re also introducing new buy to let 5 year […]
Aldermore Make Changes to Mortgage Range Read More »
We know that your clients need cover as quickly as possible. That’s why, here at Scottish Widows, we’ve streamlined the manual underwriting process when medical evidence is required. As a result, only 10% of applications* require a GP report and where they’re needed, the process to a decision is faster. Here’s how we’ve improved efficiency:
Scottish Widows GP Reports – working together to get faster cover for your clients Read More »
Why use Foundation for specialist residential? At Foundation, we understand that every client has different circumstances and we are dedicated to providing specialised mortgage services that are tailored to their specific situation. Read the full story here
Why use Foundation for specialist residential? Read More »
Where money for a deposit originates from outside the UK, you’ll need to state where the money came from and additional checks may apply. For gifted deposits where the money comes from abroad, there are some additional requirements we may ask for to evidence the deposit. There are a number of countries/jurisdictions where we don’t accept deposits from. This list is reviewed
Santander Working with you…Deposits funded from outside the UK Read More »
Gen H drops rates by up to 60 bps across all LTVs and expands game-changing first-time buyer bundle to support home movers Now, first-time buyers and homemovers can bundle their mortgage and legals for discounted mortgage rates and a seamless, end-to-end homebuying experience. LONDON, Thursday 20 July 2023 –– Rates are dropping by up to
Gen H drops rates by up to 60 bps Read More »
Fixed rate product reprice. We want to support you when we make product changes by ensuring we give as much notice as we can, especially with rate withdrawals. Details of the DIP and application deadlines can be seen below. New fixed rate products will feature extended end dates, view our product finder for full product information.
Suffolk Expat Product Withdrawals and Launches – Thursday 20 July 2023 Read More »
Pepper will be increasing the Lender Base Rate to 4.95% with effect from August 1st 2023. How does this affect Sales I have made or will make? If your customer has already received a Mortgage Offer from us, then you need do nothing. Where applicable, we will write to the applicants advising them of the pending
Pepper Increase the Lender Base Rate to 4.95% from August 1st Read More »
We have had a busy summer (whilst it was with us) assisting customers with their specialist BTL requirements. We are being used for a variety of reasons but wanted to highlight one of those to you today. Did you know how we treat portfolio landlords:- We don’t stress test the background portfolio We don’t limit
The Shared Ownership and Affordable Homes Programme is on course to exceed its objective of delivering 130,000 new affordable homes, with 126,800 started by the end of March 2023 and a further 5,000 remaining starts to deliver in 2023/2024. Shared Ownership offers the opportunity for more prospective house buyers to get on the property ladder, despite smaller
Newcastle Unlocking Opportunity with the Power of Shared Ownership Read More »
Please see below a snippet from one of our latest thought leaderships that you may wish to share with your brokers. The rise, fall and rise of the two-year BTL fix: Taking a step back in time for a moment, throughout the mortgage market, the two-year fixed rate product largely reigned supreme. Read the full story
Foundation Home Loans – The Rise, Fall and Rise of the Two-Year BTL Fix Read More »
