We offer a range of solutions to help your clients. Whether their needs are straightforward or complex, we take a personalised and flexible approach to find a solution that’s right for them.
Take a look at our affordability spotlight which shows how we helped first time buyers purchase their first home after renting for a number of years. We helped them secure a loan of £325,000 at 85% LTV over 40 years with a mortgage from our Bespoke range.
The applicants:
Joint first time buyers
Applicant 1 was a self employed Marketing
Manager with average earnings over the
last two years of £23,109
Applicant 2 was an employed
Cinematographer earning an annual
salary of £45,000.
The case:
The applicants were first time buyers, both aged 29 and purchasing their first home
after renting together for a number of years.
The outcome:
We took a flexible underwriting approach and the application was agreed with our maximum term available of 40 years with a mortgage from our Bespoke range.
The application would have been affordable with a shorter term but their preference was to go with the maximum to keep their payments as low as possible.
Head over to our website to find out more about our Bespoke range, or get in touch.
We’re right here for you and your clients.